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Spring Clean.Your Finances

Family Balance Sheet

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. The Family Balance Sheet is a form that I created to help me communicate the state of our finances with my husband. Let us know in the comments.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House? Nathan Richardson from ComplexSearch.com presents What’s a Good Credit Score?

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

It was all consumer debt spread over 5 credit cards. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We cut up our credit cards and never used them again.

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Start Managing Your Debt (And Enter To Win $1000 Cash)

Prairie Eco-Thrifter

I learnt many of them from personal experience when I realized that I had to do something about my credit card debt that was spiraling out of control. I was spending more than I earned, using my several credit cards to buy just about everything and paying off one balance so I had enough credit to pay another.

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What Is A Personal Loan?

Savings Corner

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

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Are Peer Loans Too Risky or the Way of the Future?

Prairie Eco-Thrifter

(Photo credit: Wikipedia). The largest loan company, Lending Club, is getting ready to issue stock on the New York Stock Exchange and the media are already all over the story. Credit is a tool in personal finance. Understand the risks to peer loans and you may just find one of your best tools in personal finance.

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Is Credit Karma Accurate? I Tested It & Here’s What I Learned

Penny Pinchin' Mom

While I may talk a lot about savings and being prudent with your money, a huge part of decluttering your finances is knowing exactly where you stand with the major credit bureaus. Being credit-worthy is almost as important as being frugal. To get one at good rates, you need a good credit score. Is Credit Karma Accurate?

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