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Money Matters - How to Build Healthy Financial Habits and Prevent Future Debt

Motherhood Moments

Or, instead of dining out every night, you may opt to cook at home more often. Save for a rainy day. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. Share your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

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5 Steps to Saving Money Using Just Envelopes

Couponing 101

When I looked back at the last three months, I realized my resolution for saving money was not on track. If that sounds like a system you would benefit from, read on for my step by step guide on how to use the envelope budget method to save money. Step 4: Shop Responsibly and Save! Step 5: Reward Yourself for a Good Month.

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Keeping it Simple: Strategies for Financial Security

Prairie Eco-Thrifter

So we just give up on trying to control expenditure and saving. The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement. Reduce Your Credit Cards Ouch!

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Remember to Celebrate Your Success

Prairie Eco-Thrifter

To often, when it comes to saving money, we spend a lot of time on what we haven’t accomplished- or we downplay what we have accomplished. Saving an extra $50 a month. Maxing out your retirement savings account. Cooking at home. Paid off the credit card. Eating out less. Paying cash for an item.

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How this Couple Eliminated $180,000 of Debt in 12 Months!

Family Balance Sheet

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. So I finally got to the third gas station and inserted my Discover card, hoping it would accept it. We started cooking at home more, a big issue for us was eating out.

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Interview with a Self-Made Millionaire

Prairie Eco-Thrifter

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. Peggy: I’m glad to see folks finally interested in saving and investing. We saved and saved and saved. Peggy: Oh yes! I wasn’t quite so good on that one!

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