article thumbnail

3 Smart Steps to a Debt Free Christmas

Family Balance Sheet

The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. 3 Smart Steps to a Debt Free Christmas. Take these steps and have a Debt Free Christmas. top photo credit.

Debt Free 100
article thumbnail

3 Smart Steps to Pay Cash for Christmas

Family Balance Sheet

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Take these steps and have a Debt Free Christmas. We will pay cash for Christmas this year and I want that for YOU too! Source: Gallup.

Christmas 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Join Me for the New Year New You Financial Summit

Family Balance Sheet

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. This summit runs January 9-13, 2017 and consists of 15 workshops over those 5 days. Toni Husbands of Debt Free Divas. 8 pm EST: TBD.

article thumbnail

Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

Today’s Debt Free Story is from Shannon. As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing.

Debt Free 100
article thumbnail

Create your debt freedom plan

Family Balance Sheet

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. But Dave Ramsey’s view of debt is very different. “Debt is Dumb and Cash is King.”. “…and

Debt 130
article thumbnail

How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE!

article thumbnail

Prepare Now for a Debt Free Christmas

Family Balance Sheet

Rather than succumb to the chaos, let’s plan together to spend only what we have and not put one dime of our holiday spending on a credit card. In January 2015, we will not have a feeling of dread when the credit card bills start rolling in. 2 Ways to Prepare for a Debt Free Christmas.

Debt Free 100