Family Balance Sheet

MARCH 9, 2018

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. I created my Special Purchases spreadsheet to help us plan for new appliances.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

OCTOBER 14, 2014

Gift giving isn’t just a December sport. If possible, set the money aside in a separate savings account earmarked specifically for gift spending. If you haven’t started saving for this upcoming Christmas, you will need to scramble to find that money NOW, so you won’t feel compelled to use a credit card.

Finance 100

Finance Giving Organic Organization 100

Family Balance Sheet

JANUARY 10, 2014

Personally, the club encouraged me to set aside money every month and the relief and empowerment that I felt in December when we paid cash for all of our Christmas gifts was awesome! I will continue to set aside gift giving money on a monthly basis. Plan on spending cash only, not credit cards.

Budgeting 174

Budgeting Budget Groceries Grocery 174

Family Balance Sheet

JANUARY 11, 2011

Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents. And even though we have the money to pay the bills off completely, I am still a bit queasy as I push the send button on my online bill payer. What makes me cringe is realizing how much we spent on Christmas in 2010.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Prairie Eco-Thrifter

OCTOBER 26, 2014

We all know that it comes every year on December 25th and that there are many, many expenses associated with Christmas. If you’ve not yet set aside any money for holiday shopping, know that there are things you can do now to reduce holiday expenses and round up the extra money. How to Make Extra Money.

Holiday 169

Holiday Emergency Fund Homemade Eating Out 169

Coupons Do Work

OCTOBER 3, 2016

When it comes to saving money and banking, we are always looking for the best bank ; and what can save you money and what bank gives you money :). Open a new, account (that qualifies) with a minimum of $50 on or before December 31st, 2016. Here is a list of the top 10 for 2016. Want more frugal tips/ articles/ DIY stuff?

Bank 100

Bank Banking 2016 Bank of America 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Nicoles Nickels

DECEMBER 20, 2011

The included credit card and play money will help you get started. When you’re tired of play money, use the cash drawer to store real bills and coins! There is a scanner for credit cards and the cash register can talk in 3 languages! Giveaway ends at 12:01 am on Tuesday, December 27, 2011.

Backyard 110

Backyard Giveaway Scanners Microphones 110

Family Balance Sheet

FEBRUARY 23, 2016

We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. We want to crush our debts as quickly as possible, because quite honestly there are better things to do with our money then to send it off to creditors every month. What can you accomplish THIS year? Stretch yourself.

Debt 100

Debt Goals 2016 Calculators 100

For the Mommas

DECEMBER 19, 2015

Some of the best deals can be found on Black Friday and Cyber Monday, but that doesn’t mean you can’t find good deals throughout December. Many stores offer their customers special deals if they use their store credit card. That way, you’ll save money and avoid interest charges. Cash in Your Rewards.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Saving In Akron

OCTOBER 27, 2011

Save Money on Gas : The Gas Rollback program has been extended through Dec. With no minimum dollar amount required, customers can buy the gifts they want from any department on any product in the store or at Walmart.com. Other great gifts included in the Christmas layaway program are bicycles, HDTVs and video games.

Christmas 147

Christmas Price Dec Home Furnishings 147

Prairie Eco-Thrifter

NOVEMBER 28, 2011

According to a New York Times article last December, there are a bunch of us that have artificial trees – me included. We Saved Money With Our Artificial Tree. Still, the artificial ones do save us money and are more convenient for us. How to Use a Credit Card to Save the World. Why I Bought an Artifical Tree.

Christmas 181

Christmas Real Estate Cycle Re-use 181

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What are the top 3 – 5 ways you found money to put towards debt. What inspired you to get debt free?

Debt 227

Debt Debt Free Financial Goals Goals 227

Nicoles Nickels

NOVEMBER 29, 2013

Think about all of things you can do MORE of during the holidays with the money you save! Visit www.mycricket.com to see the hottest phones and plans and tweet what you plan to do more of with the money you save with Cricket’s holiday deals using the hashtag #Season4More for a chance to win a Cricket Wireless accessories prize pack.

2013 98

2013 Giveaway Family Wireless 98

Family Balance Sheet

OCTOBER 26, 2013

For the first time, I have set aside money monthly for our Christmas spending. In years past, we used a credit card to purchase our gifts and paid the card off in January. I’m looking forward to a stress-free January, because our gifts in 2013 will be paid for with cash as we buy them in November & December.

Christmas 100

Christmas Club Finds October 100