Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. It was many years of over spending and not having a plan for our money that led us to that point. In June of 2010, we hit our rock bottom point. We cut up our credit cards and never used them again. We have paid off $109,000 in 50 months.

Debt 100

Debt Credit Cards Debt Free Credit 100

Motherhood Moments

FEBRUARY 21, 2023

Browser Extensions Several companies like Capital One offer browser extensions that, once enabled, will do the grunt work for you of automatically applying savings if you use that particular credit card, or other extensions that will alert you to a better deal elsewhere. For more information visit www.shopmium.com/us.

Thrifty 100

Thrifty Saving Personal Care Consumer 100

Prairie Eco-Thrifter

DECEMBER 8, 2014

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. There is no chance for your personal information to be stolen. Occasionally merchants will discount the price because they don’t have to pay the credit card fees on your purchase.

Used 180

Used Credit Cards Gasoline Consumer 180

Penny Pinchin' Mom

MARCH 11, 2024

So I would suggest using this method until you have your spending habits under control, and then you can go back to the credit cards. At this point, you will have saved a whopping $5,050, and then you can start again. Download Cash Back Apps Remember when I said you were going to need your credit cards at some point?

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

Credit Cards 52

Credit Cards Credit December Airline 52

Couponing 101

APRIL 23, 2013

Right now they are offering a FREE $10 gift card to new customers when you spend your first $10. Register a debit or credit card with Plink. Use that card to spend at least $10 at any Plink-registered store or restaurant before 4/28/13. You will receive 1,000 Plink points on 5/2/13. is a post from Couponing 101.

Gift Cards 99

Gift Cards Gifts Eating Out Burger King 99

Couponing 101

SEPTEMBER 10, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at CVS. Register a debit or credit card with Plink. Use that card to make a purchase at Chipotle before 9/15/13. You will receive 1,000 Plink points within 7 business days of your posted transaction.

Gift Cards 100

Gift Cards Making Gifts CVS 100

Penny Pinchin' Mom

MARCH 11, 2024

Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards. To get one at good rates, you need a good credit score. That’s where credit rating bureaus like Credit Karma come into play.

Credit 52

Credit Identity Theft Monitors Finance 52

Savings Corner

APRIL 4, 2024

You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. You could also check your lender or servicer’s online dashboard, assuming it has one, or call directly for this information. Home equity can be a valuable resource for homeowners.

Calculators 52

Calculators Home Debt Fair-Trade 52

Saving Everyday

NOVEMBER 3, 2023

Fuel Up at Membership Stores Warehouse clubs and some grocery stores offer memberships that reward you by either offering points that you can use to get a discount at the pump or by offering discounted fuel. Kroger In our area, Kroger offers the Kroger Fuel Points Program. Don’t just keep racking up a balance on your credit card.

Saving Money 52

Saving Money Gas Money Fuel 52

Savings Corner

DECEMBER 27, 2023

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. The lowest credit scores — usually below 500 — are unlikely to qualify. Credit card consolidation.

Debt 40

Debt Home Improvement Consumer Credit 40

Couponing 101

MAY 13, 2013

Right now they are offering a FREE $20 gift card to new customers when you spend $20 at Sears or Kmart. Register a debit or credit card with Plink. Use that card to spend at least $20 at Sears or Kmart before 5/19/13. You will receive 2,000 Plink points within 7 business days of your posted transaction.

Gift Cards 71

Gift Cards Sears Kmart Gifts 71

Couponing 101

AUGUST 22, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Chili’s. Register a debit or credit card with Plink. Use that card to make a purchase at Chili’s before 9/1/13. You will receive 1,000 Plink points within 7 business days of your posted transaction.

Gift Cards 67

Gift Cards Making Gifts Burger King 67

Couponing 101

JUNE 29, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Domino’s Pizza. Register a debit or credit card with Plink. Use that card to make a purchase at Domino’s before 7/7/13. You will receive 1,000 Plink points within 7 business days of your posted transaction.

Gift Cards 67

Gift Cards Dominos Gifts Making 67

Couponing 101

SEPTEMBER 4, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Walgreens. Register a debit or credit card with Plink. Use that card to make a purchase at Walgreens before 9/15/13. You will receive 1,000 Plink points within 7 business days of your posted transaction.

Gift Cards 64

Gift Cards Walgreens Making Gifts 64

Couponing 101

JUNE 17, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Subway. Register a debit or credit card with Plink. Use that card to make a purchase at Subway before 6/23/13. You will receive 1,000 Plink points within 7 business days of your posted transaction.

Subway 61

Subway Gift Cards Gifts Making 61

Couponing 101

MAY 16, 2013

Right now they are offering a FREE $20 gift card to new customers when you spend $20 at Old Navy or Gap. Register a debit or credit card with Plink. Use that card to spend at least $20 at Old Navy or Gap before 5/26/13. You will receive 2,000 Plink points within 7 business days of your posted transaction.

Old Navy 67

Old Navy Gift Cards Gifts Eating Out 67

Couponing 101

MAY 1, 2013

Right now they are offering a FREE $10 gift card to new customers when you spend $10 at Papa John’s. Register a debit or credit card with Plink. Use that card to spend at least $10 at Papa John’s Restaurant before 5/5/13. You will receive 1,000 Plink points within 7 business days of your posted transaction.

Gift Cards 67

Gift Cards Gifts Eating Out Burger King 67

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? His suggestions were a good starting point, but we came up with our own number. That’s a necessity.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Couponing 101

AUGUST 20, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Office Max. Register a debit or credit card with Plink. Use that card to make a purchase at Office Max before 9/1/13. You will receive 1,000 Plink points within 7 business days of your posted transaction.

Gift Cards 61

Gift Cards Office Gifts Making 61

Couponing 101

AUGUST 10, 2013

Right now they are offering a FREE $10 gift card to new customers when you make a purchase at Chipotle. Register a debit or credit card with Plink. Use that card to make a purchase at Chipotle before 8/18/13. You will receive 1,000 Plink points within 7 business days of your posted transaction.

Gift Cards 61

Gift Cards Making Gifts Burger King 61

Couponing 101

MAY 23, 2013

Right now they are offering a FREE $20 gift card to new customers when you spend $20 at Old Navy or Gap. Register a debit or credit card with Plink. Use that card to spend at least $20 at Old Navy or Gap before 5/26/13. You will receive 2,000 Plink points within 7 business days of your posted transaction.

Old Navy 67

Old Navy Gift Cards Gifts Eating Out 67

Savings Corner

DECEMBER 24, 2023

Credit cards issued by Citibank, N.A. or its affiliates, as well as Checking Plus and Ready Credit accounts, are not eligible for debt consolidation, and Citibank will not issue payoff checks for these accounts. Rates without AutoPay are 0.50% points higher. There is no down payment and no prepayment penalty.

December 52

December CitiBank Puerto Rico Ranges 52

Couponing 101

JULY 15, 2013

Register a debit or credit card with Plink. Use that card to spend at least $25 at 7-Eleven before 7/21/13. You will receive 1,000 Plink points within 7 business days of your posted transaction. Please note that you have to give credit card or debit card information to take advantage of this offer.

Gift Cards 61

Gift Cards Old Navy Gifts Eating Out 61

Couponing 101

MAY 9, 2013

New customers get a FREE $20 gift card when you spend $20 at 1800-Flowers. Register a debit or credit card with Plink. Use that card to spend at least $20 at 1800-Flowers before 5/12/13. You will receive 2,000 Plink points within 7 business days of your posted transaction. Here’s what to do: Sign up for Plink.

Gift Cards 61

Gift Cards Flowers and Gifts Mother's Gifts 61

Family Balance Sheet

AUGUST 17, 2011

It got to the point where I couldn't close the drawers of my filing cabinet, so I took some time to weed them out. Credit Card Statements - These can also be found online, so I'm not sure a paper copy is necessary, unless you need it for documentation for tax deductions, then see Taxes below. Taxes with sub-files for each year.

Home Improvement 153

Home Improvement Taxes Credit Cards Bills 153

Savings Corner

DECEMBER 25, 2023

The 28/36 rule is a broadly accepted starting point for determining home affordability, but you’ll still want to take your entire financial situation into account when considering how much house you can afford. Monthly obligations you may have, such as credit cards, car payments, student loans, groceries, utilities, insurance, etc.

Calculators 52

Calculators Debt Insurance Taxes 52

Saving Everyday

FEBRUARY 19, 2013

It’s FREE and easy to get started: Link your credit card so your transactions can be credited. Earn points that can be redeemed for FREE gift cards from Amazon, Starbucks, iTunes, Wal-Mart, and more! Dine at Red Robin to earn double the Plink Points! Taco Bell, Gap, Regal Cinemas, and more!

Eating Out 56

Eating Out Shopping Taco Bell Credit Cards 56

Saving Everyday

FEBRUARY 27, 2013

It’s FREE and easy to get started: Link your credit card so your transactions can be credited. Earn points that can be redeemed for FREE gift cards from Amazon, Starbucks, iTunes, Wal-Mart, and more! Dine at Red Robin to earn double the Plink Points! Taco Bell, Gap, Regal Cinemas, and more!

Eating Out 45

Eating Out Shopping Taco Bell Credit Cards 45

Prairie Eco-Thrifter

APRIL 6, 2011

Guest Post Author Bio: This post comes from the team at NerdWallet.com, technology geeks and experts on helping users find the best rewards credit cards. With big-ticket purchases like this, people are often tempted to sign up for store credit cards with 0% introductory APRs in order to get “a free loan” out of the deal.

Laptops 133

Laptops Hard Drives Shopping Credit Cards 133

Prairie Eco-Thrifter

MAY 31, 2012

What ever happened to the need for a subpoena to listen in on your phone conversation, instead of having digital analysis point out conversations using certain terrorist tagged keywords? Consumer Affairs reported that in 2005, CVS posted purchases made by holders of their loyalty card). How valuable is your privacy?

Phones 187

Phones Converse Cameras 2001 187

Couponing 101

SEPTEMBER 20, 2012

It is a new program where you earn points for specific items you buy in-store and online. Look for new point-earning offers in the weekly ad, online, and in-store. Everything is tracked through your Balance Rewards card. How do I earn points? There are a few basic ways to earn points: Buy items that help you earn points.

Rewards 100

Rewards Walgreens Points T-Mobile 100

Saving With Shellie

DECEMBER 14, 2012

We have had our credit card number stolen three times this year. My husband watches our account like a hawk and our credit card company is very diligent in helping us. They have five points of protection. Here are the five points they offer: Beyond Credit Monitoring. Three times. Taking Fast Action.

Identity Theft 76

Identity Theft Giveaway Credit Credit Cards 76

Fashion Without Guilt

MAY 9, 2011

How they differ from traditional booking sites is that they don’t fully disclose all of the information. Travelocity with the Travelocity Credit Card. The Travelocity card has a $35 annual fee. Used along with the Travelocity card, you can add up to a 14.8% Hotwire and Priceline for hotels. on Big Crumbs.

Budgeting 69

Budgeting Budget Travel Discount 69

For the Mommas

JUNE 5, 2013

The basics of it is this – Plink connects to your credit/debit card and automatically gives your points – which then can be used for rewards. You can then cash in your points for rewards: Plink FAQ: . Please see the details for each offer for more information. Can I add more than one card?

Work 67

Work Bank Banking Restaurant 67

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Nicoles Nickels

OCTOBER 3, 2014

Here are this week’s FREEBIES and great deals: FREE Custom Greeting Card - create a card, and enter code: Elyfriend at checkout to make it free with free shipping. No credit card information required. If you register and connect with facebook or twitter to get 11,000 points. UPC : 17800-15604 – Mfg.

Wheat Thins 61

Wheat Thins Fridays Freebies Pizza Hut 61