Savings Corner

DECEMBER 25, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. NerdWallet Compare, Inc. CA resident license no.

San Francisco 52

San Francisco Evolve Insurance Credit Cards 52

Motherhood Moments

DECEMBER 26, 2022

One of the most impactful resolutions people can make for 2023 is getting out of credit card debt. Credit card debt is rising at a historic pace , and owing a lot can put people in a very difficult position if the job market takes a turn for the worse.

New Year's 130

New Year's Money Finance Debt 130

Savings Corner

DECEMBER 27, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. NerdWallet Compare, Inc. CA resident license no.

San Francisco 40

San Francisco Evolve Insurance Credit Cards 40

Savings Corner

DECEMBER 27, 2023

Get a business credit card A business credit card can help keep your business and personal finances separate, and it can come in handy for purchasing needed supplies and paying your bills while your cash flow is still uneven. See your loan options with Fundera by NerdWallet 8.

Finance 52

Finance Taxes Insurance Software 52

Family Balance Sheet

SEPTEMBER 17, 2021

Medical Info – includes health insurance details and names and details of our doctors, dentists, and other specialists. Contact Info – I included names and numbers of extended family members, along with business cards of important contacts. Credit cards. Insurance – including health, auto, home, life.

Family 130

Family Financial Goals 2020 Insurance 130

Motherhood Moments

DECEMBER 15, 2022

BBB Scam Tracker reports show that those who tried to purchase pets without seeing them in person, use hard-to-track payment methods like payment apps, and accept extra charges like shipping insurance or special cages are at an increased risk of being scammed. Federal Trade Commission (FTC) – reportfraud.ftc.

Pets 100

Pets San Antonio Consumer Credit Cards 100

Savings Corner

DECEMBER 25, 2023

The mortgage payment calculator can give you a reality check on how much you can expect to pay each month, especially when considering all the costs, including taxes, insurance and private mortgage insurance. Mortgage insurance: If your down payment is less than 20% of the home’s purchase price, you’ll likely pay mortgage insurance.

Calculators 52

Calculators Taxes Property Taxes Homeowner Insurance 52

Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Really think about the extra insurance. I’ll take a look at insurance this time, but probably still won’t purchase it.

Rental Car 167

Rental Car Cars Car Rent 167

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

Host Guarantee Program: Insurance guarantees up to one million dollars through their Host Guarantee program. Senior homeowners can use this money to pay their daily expenses or repay their credit card debt. IS TERM INSURANCE PURE PROTECTION PLAN? million active listings worldwide, here’s why you should choose Airbnb.

Money 100

Money Home Rent Making 100

Savings Corner

DECEMBER 25, 2023

An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. Credit profile. Debt and expenses.

Calculators 52

Calculators Debt Insurance Taxes 52

Savings Corner

APRIL 4, 2024

You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. Home equity lines of credit: A HELOC is more flexible and allows you to fund multiple projects over time. As with a credit card, you borrow only what you need when you need it.

Calculators 52

Calculators Home Debt Fair-Trade 52

Prairie Eco-Thrifter

MAY 30, 2012

Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Interest rates on credit cards are usually the highest around so you are actually paying many times what the item is worth. The key is to take action, even small ones.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JANUARY 1, 2013

I was an expert at this; I spent every dollar I earned and juggled multiple credit cards to pay bills and buy whatever I thought I had the money for. Of course, by using credit cards for purchases and bills, I was spending money I didn’t have and probably wouldn’t have any time soon. Minimum Payments On Credit Cards.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Penny Pinchin' Mom

FEBRUARY 16, 2024

Use Cash Every time you use your credit card, you are paying interest on that purchase. Spending hard cash is much harder than swiping your credit card. You are going to need gas, car insurance, and money for car maintenance and repair costs. Ultimately, it is the money you could have saved to buy your dream car.

Cars 52

Cars Car Bank Banking 52

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JULY 8, 2013

This is at a time when I was struggling with paying my tuition, my rent, groceries, gas, and insurance, and was in a lot of credit card debt , so every penny counted back then and that $20 leaving my wallet felt like a lot more. Which is More Dangerous: Cash or Credit Card? Money Tips'

Money 264

Money Credit Cards Credit Advantage 264

Savings Corner

APRIL 4, 2024

Credit card rates are lingering above the 20-percent mark, and personal loans can stretch into the 25–35 percent range for borrowers with less-than-perfect credit scores. First, you need to have a real commitment to not build those credit card balances up again. to 10 percent. How does a home equity loan work?

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

OCTOBER 2, 2013

Saved credit card information on shopping apps encourages thieves to make purchases with ease. From pretending to be you and trashing your credit, to outright stealing your money, the unscrupulous can use your smartphone to financially devastate you. Consider requiring passwords to access your more sensitive apps. Money Tips'

Phones 200

Phones Bank Banking Credit Cards 200

Prairie Eco-Thrifter

JANUARY 26, 2012

Young Adult Finances included the guest post, Buying a Home with the Help of Mortgage Insurance in the Carnival of Financial Camaraderie #17 as did Little House in the Valley who hosted the Yakezie Carnival and Credit Cards Canada who hosted Carnival of Financial Planning – Edition #220.

Finance 124

Finance Insurance Credit Cards Credit 124

Family Balance Sheet

DECEMBER 29, 2020

One January, we received a very large credit card bill in the mail. I knew it was coming because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. Actual Spending Log – Use this spreadsheet to enter your actual income and spending for each month.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Savings Corner

APRIL 4, 2024

Your cost to borrow could be lower: Cash-out refinances often have lower rates than home equity loans , personal loans and credit cards. You can improve your credit: If you use your equity to consolidate debt, your credit utilization could drop. This can be a boon for your credit score.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Prairie Eco-Thrifter

FEBRUARY 1, 2011

Don’t disclose your credit card number to an online vendor unless it is encrypted and the site is secure. Don’t ever write your Social Insurance Number or telephone number on cheques or credit card receipts. Cancel all of the credit cards that you have not used in the last 6 months.

Identity Theft 150

Identity Theft Credit Cards Hard Drives 2004 150

Family Balance Sheet

MARCH 9, 2018

One January, we received a very large credit card bill in the mail. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. Actual Spending Log – Use this spreadsheet to enter your actual income and spending for each month.

Budgeting 160

Budgeting Budget Family Property Taxes 160

For the Mommas

DECEMBER 4, 2013

As many of us are shopping this holiday season, we will pull out our credit card over and over again to make the purchase. I tend to use only my credit card instead of debit card when shopping online, and use it a lot. It is very easy to do, but often times I forget to keep tabs on my credit card.

Credit 69

Credit Monitors Identity Theft Holiday 69

Family Balance Sheet

AUGUST 17, 2011

Any bills for big purchases like jewelry, appliances, computers, etc, should be kept permanently for insurance and warranty purposes. Credit Card Statements - These can also be found online, so I'm not sure a paper copy is necessary, unless you need it for documentation for tax deductions, then see Taxes below.

Home Improvement 153

Home Improvement Taxes Credit Cards Bills 153

Prairie Eco-Thrifter

JANUARY 14, 2014

Look at the Airbnb terms, and find out what your own home insurance policy will cover. Ways to Save on Travel Without Using Rewards Credit Cards How To Make The House Hunting Process Easier Rent-to-Own Homes: A Way to Make a Home Sale Work Professionalizing Your Small Business 5 Tips on Buying Employee Liability Insurance.

Money 216

Money Making Rent Insurance 216

Family Balance Sheet

FEBRUARY 23, 2015

We use a Discover credit card to pay for monthly expenses at our business. I haven’t redeemed points in a long time and I had $300 worth of points that I redeemed for Discover gift cards. I used that $300 gift cards to buy groceries and took $300 of January’s grocery money and put it towards a loan.

Debt 100

Debt January Money Financial Goals 100

Prairie Eco-Thrifter

APRIL 27, 2011

Guest Post Author Bio: Mike runs a site for credit card reviews and talk, CreditCardForum.com. Although he does advertise things like credit card bonus offers on his site, he stresses the importance of thinking them through in advance. Signing up for credit card bonus offers is stupid if it leads to excess spending.

Credit Cards 150

Credit Cards Gas Mileage Money Credit 150

Family Balance Sheet

OCTOBER 25, 2019

I happily gave it to him, we transferred the title, and I immediately called my insurance agent to take the Civic off our policy. We were refunded the unused portion of our auto insurance and put the $100 towards our Christmas savings. We also sold our beloved pop-up camper. There is some time to get creative.

2019 100

2019 October Club Christmas 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. This post discusses the top 10 myths about life insurance. Penge Snak!:

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

My fuel costs have almost halved with my nifty little new car, I have saved hundreds of dollars on insurance and it is a breeze to park! Maintenance costs will be lower as will your insurance premiums. And really, who needs a big seven-seater just to impress the neighbors when you are the only person in it?

Saving Money 220

Saving Money Money Saving Storage 220

Prairie Eco-Thrifter

APRIL 13, 2011

Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? The figure out the cost of transportation, and whatever monthly loans, bills, and insurance costs you have to pay. Leave your credit cards at home. Please be honest with your answers. Yes or No. Yes or No.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

JULY 10, 2023

Both our CD and high-interest savings account are FDIC-insured and are at banks that we trust. Airlines Refund of $400 + $200 credit We flew to Florida in March to visit family. We have already used one of the credits for my daughter’s flight to the Midwest later this summer. 4 – Credit Card Rewards – $241.78

Frugal 100

Frugal June Flights CD 100

Prairie Eco-Thrifter

AUGUST 17, 2017

High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases. In their minds, part of the college experience is being an (almost) adult, which in turn means access to credit. Your credit rating is a precious thing.

College 133

College Graduation Used Points 133

Saving Everyday

OCTOBER 3, 2023

We usually go with one empty credit card, put everything on that ONE card so it’s easy to keep track of, and try our best not to go over our spending goal. Never get insurance through the rental car company if you rent a car. Use a credit card offering cash back on gas, or consider getting one before your trip.

Saving Money 52

Saving Money Money Travel Hotel 52

Nicoles Nickels

JANUARY 25, 2015

Keep your credit cards and ID on one side and all of your cash and change in the middle compartment. Nicole’s take: I carry so many items in my wallet – from credit cards to insurance cards to coupons and giftcards it’s all there. Includes detachable wristlet strap.

Giveaway 40

Giveaway Gifts Credit Cards Band-Aid 40

For the Mommas

MARCH 18, 2015

The Plenti program is not connected to a credit card, and there is no cost sign up. Today, “buying a pair of shoes at Macy’s will give you points you could use toward your AT&T bill; buying a tank of gas will help earn cash toward your next insurance payment.” Customers can use any payment method they want.

Consumer 40

Consumer Band-Aid Insurance Points 40