Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. January and February were stellar months with finding money. Credit Card Cash Back: $175. I redeemed $175 for gift cards from our business credit card’s cashback program.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. In January, I found more extra money than I ever have and I was so excited about it, BUT unexpectedly, February…blew.it.out.of.the.water! I had an unexpected surprise hit my credit card in February.

February 257

February Money Airline Flights 257

Savings Corner

APRIL 4, 2024

10.16% The average $30,000 HELOC rate as of the beginning of January 2024 — up from 7.62% in January 2023. As of late January 2024, home equity loan rates for the benchmark $30,000 loan are averaging just under 9 percent, within a tight range of 8.5 Second, the amount of debt needs to be fairly significant. to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

OCTOBER 6, 2014

Too often we only think about goals in January, but today we’re going to work on new financial goals. Is it to pay off your house? Pay cash for a trip to Hawaii or your kids’ education. Or maybe you want to pay off (and cut up) your credit cards. S – specific.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. At that time, we didn’t consider all debt to be dumb.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Their 2017 goal is to wipe away $30,000 from their mortgage to keep them on track to pay it off in 36 months.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100