Motherhood Moments
DECEMBER 26, 2022
With the holiday season in full swing and inflation weighing on people’s finances, more than 75% of Americans expect to spend less on New Year’s plans compared to last year and 1 in 3 people are planning to make a finance-related New Year’s resolution for 2023, according to a new WalletHub survey , released today.
Prairie Eco-Thrifter
JANUARY 14, 2012
Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.
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Family Balance Sheet
JANUARY 2, 2013
According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. Unless it's paid with cash, that is one hefty credit card bill come January. According to the Washington Post and a CreditDonkey survey , "a shopper who charges about $700 on a credit card with a 13 percent interest.
Savings Corner
APRIL 4, 2024
10.16% The average $30,000 HELOC rate as of the beginning of January 2024 — up from 7.62% in January 2023. Source: Bankrate national survey of lenders As for 2024: The potential for Federal Reserve interest rate cuts could be good news for home equity loans. What are average home equity loan interest rates? to 10 percent.
Couponing 101
DECEMBER 26, 2011
Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) Target – Target marks their toy clearance down to 75% off twice a year – once in January and once in July. Start shopping now.
Prairie Eco-Thrifter
OCTOBER 26, 2014
If you have the time, you can open a Swagbucks account and search the internet for points that can be traded in for gift cards, or you can take advantage of bank cash bonus offers if you open a credit card or checking account. You can also try taking surveys.
Couponing 101
JANUARY 4, 2011
Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) Target – Target marks their toy clearance down to 75% off twice a year – once in January and once in July. Start shopping now.
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