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Q&A | focus, blogging for money, and prepping for a split

The Frugal Girl

Everything I do seems to make matters worse. I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt.

Money 200
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How do you handle tipping?

The Frugal Girl

This is to help drivers determine if they want to make that run. I am also very curious if service people receive 100% of the tips given via credit cards and apps. I know I’ve heard the argument that goes like, “Tipping ensures that people are motivated to give you good service.”

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. I usually make it the first week of the month.

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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

Or put yet another trip to Las Vegas on the credit card. These are lessons that I try to impress upon my son because I don’t want him to make the same mistakes I made 15 years ago. My rewards credit cards were feeble, and I didn’t have a plan for using them. Now, my focus looks a little forward.

Money 209
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How to Save Up for a Car Without Breaking the Bank

Penny Pinchin' Mom

This research has to be extensive because there are quite a number of things to consider: The make of the car The size Fuel consumption Maintenance Comfort Off-road capabilities A lot of this will depend on what you are looking for when buying the car. It may even motivate you! Never zero, but minimized.

Car 52
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Save Money Exercising

Prairie Eco-Thrifter

You haven’t had time to pursue exercise and with holiday indulgences coming due on the credit card you don’t have spare money to buy a gym membership. So how do you get and stay motivated to trim up for the new year? How can you make sure you get the exercise you need but still save money doing so?

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

His 2017 goal is to make $100,000 in online income. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Make a commitment. . Make it visual.