Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. We use a Discover credit card to pay for monthly expenses at our business. I used that $300 gift cards to buy groceries and took $300 of January’s grocery money and put it towards a loan. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. We earn cash back on our credit card purchases and I have been saving up our points to cash them in for a $100 Lands’ End gift card.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Who initiated the debt free goal? The rest was our house. Get creative.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

DECEMBER 7, 2014

Used properly, it can help you build your dream home and reach your financial goals. Using a peer loan to pay off high-interest credit cards does not mean you can run out shopping and max out your cards again. Used irresponsibly, and like any tool, it can smash your fingers something fierce.

Debt 188

Debt Personal Finance Finance Credit 188

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We have already used one of the credits for my daughter’s flight to the Midwest later this summer. 4 – Credit Card Rewards – $241.78 Frugal living is not about deprivation.

Frugal 100

Frugal June Flights CD 100

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Excuses and avoidance are dangerous to your long term financial health.

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. We agreed that credit card debt wasn’t very smart, but a car loan?

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Secrets such as one partner getting a new credit card, not letting their spouse know about it and running up the balance cause marital discord and individual agony. Yes you are married, but you are still an individual as well. We all need time and space to ourselves occasionally and I believe this extends to money as well.

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

JULY 31, 2014

But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. When you were a college student, you may have learned a painful lesson about credit. Challenge yourself. Free money! Party time!

Debt 167

Debt College Student Money 167

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. Knowing our bank account was empty, I was hoping that one of our maxed out credit cards would have enough room to get him $20 bucks worth of gas to get him to work the next day.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

MARCH 8, 2017

If you take the time to decide what to want plant and pick the right type of place in which to plant, you should plant good stock – get the best example that you can so that it has the best chance of growing well for you. Don’t use a high interest, annual fee credit card without redeeming qualities.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. For years Daniel did the finances all by himself and Amanda would stay in the allotted budget amounts, but it didn’t work well for us. What are your financial goals now? How long did it take you?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

MARCH 18, 2015

She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. We paid off the remainder of our mortgage, which was about $150,000, as well as some law school loans, and a car loan. We thankfully have always been good about paying off our credit cards each month.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JULY 22, 2015

He is a financial coach and blogs at Well Kept Wallet. I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. It consisted of student loans, a car loan and even some credit card debt.

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011. Ben from Money Smart Life provides Credit Card Bonus Comparison Charts so you can make the best decision.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. Well, not really. We took a deep breath, celebrated for five seconds and then set about a new goal of saving for a down payment. What are your financial goals now? How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finds Goals 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). We agree on what happens to our extra cash and discuss weekly our goals for saving and investing as well as any big ticket purchases on the horizon. What are your financial goals now? I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

SEPTEMBER 29, 2016

We also had four credit cards, two lines of credit, and a car loan. This is where we cut out any extra spending, such as personal money and clothing money, as well as trying to cut our grocery budget for the month, and add the money we saved to the debt payment. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

MARCH 4, 2015

in credit card debt, and an additional $28,756.17 I believe in being totally transparent about this because I know how many people struggle with the same thing and if my honesty can help just one woman, well then I’m okay with sharing this information with you. Well, I can tell you I didn’t go out and buy myself something.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

JULY 2, 2015

We rarely use a credit card and if we do, we pay it off right away. We save and try to manage our finances, but do so with an openness to give money away as well. If married, who initiated the debt free goal? What are your financial goals now? The money that we used to spend on debt now goes into savings.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Cactus: Wealth Creation Online: Invest It Wisely Interview – There are a stack of really great personal finance blogs online and keeping up with them can be tough, this series introduces you to those who I think are well worth knowing about. – One of the most important components to a budget is setting financial goals.

November 188

November 2011 Personal Finance Finance 188

The Frugal Girl

MARCH 4, 2024

My mom cut coupons and sewed her own clothes and mine, as well. We paid an excavator (to dig the hole for the foundation), a well driller and a cabinet maker (for our kitchen and bathroom cabinets). He says we were busy building the house and our careers and it was money well spent because it freed up our time. (We

Green And Frugal 178

Green And Frugal Kids and Family Hotel Frugal 178

Savings Corner

APRIL 4, 2024

With refinancing, you can change the loan type as well as your lender. But there’s one key difference: You use the cash from the equity you’ve built in your home to repay other non-mortgage debt, like credit card balances. Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

MAY 10, 2012

Frank presents Passively Managed Funds posted at Individual Investor Strategies , saying, “Short-term mutual fund trading is a zero sum game played against other very well informed mutual fund traders and other securities market traders. posted at The Financial Blogger , saying, “The online income for May.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. Communicating well and communicating often has made talking about. What are your financial goals now? How long did. it take you? We are debt. free except for our mortgage.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

APRIL 12, 2016

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I ended up taking Financial Peace University as well. I no longer use credit cards – only debit cards or cash. What are your financial goals now? How much debt did you pay off?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now? Our financial goals have shifted to growing my new business.

Debt 227

Debt Debt Free Financial Goals Goals 227

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. You have to pay for tuition, books, and your child’s living expenses as well as many other expenses.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. Set Monthly Money Goals. Do a review of your finances this month to set monthly financial goals for yourself and your family. Happy New Year!

Goals 100

Goals Financial Goals New Year's Budgeting 100

Penny Pinchin' Mom

MARCH 11, 2024

Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. With a meal plan, you will only get what you need.

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . We paid off $7,665 worth of credit cards, school loans and a car loan. What are your financial goals now? Today’s Debt Free Story is from Charissa. Tell us about you and your family. Where are you from?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Here in the UK gurus like Dave Ramsey or Suze Orman aren’t too well-known. Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. People always told me “you’ll never be able to afford kids” or “there’s never a good time to have kids financially.” But I do realize some things happen that we don’t plan for as well. What are your financial goals now?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235