Motherhood Moments

JANUARY 18, 2023

Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. Prepare by paying off debt. Hatch a plan to tackle your debt, particularly high-interest balances, to help you free up more cash.

Recession 100

Recession Finance Emergency Fund Debt 100

Savings Corner

APRIL 4, 2024

Lenders set their own qualifications for business loans, including time in business, personal and business credit score, annual revenue and collateral. The application process may vary depending on the lender and type of loan, and the funding time can range from a few days to 90 days or more.

Bank 40

Bank Banking Credit Finance 40

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. The interest rate you receive on a home equity loan (as with other loans) will vary depending on your lender, credit score, income and other factors.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. During that time, I started to budget for everything.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving Cents With Sense

FEBRUARY 17, 2016

Health Insurance Concerns. You may experience lower tax rates if filing together, but you also are on the hook for accuracy. From the Lifetime Learning Credit to an Adoption Expense Credit, there are certain credit and deductions that can only be claimed by couples filing jointly. Paying Off Debt.

Taxes 40

Taxes Debt Finance Wedding 40

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. It’s not as hard as you may think to still enjoy a great life while living more frugally. You may be able to afford a larger house, but that doesn’t mean you should live in one. Stop using your credit cards. Plan a movie or game night.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

JULY 4, 2011

, and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. Your City or County May Have Free Money For You. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers.

Personal Finance 240

Personal Finance Finance Family Debt 240