Motherhood Moments

JANUARY 18, 2023

Prepare ahead of time and create a bare bones budget that includes only your essentials — think food, shelter, clothes, transportation and insurance — so you have a plan in the event that you experience a loss of income or need to cut expenses suddenly. Prepare by paying off debt. Prepare for the unexpected.

Recession 100

Recession Finance Emergency Fund Debt 100

Savings Corner

APRIL 4, 2024

The application process may vary depending on the lender and type of loan, and the funding time can range from a few days to 90 days or more. Alternatives like online lenders may lower their qualifications, helping startups and business owners with subprime credit get a business loan.

Bank 40

Bank Banking Credit Finance 40

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. It’s not as hard as you may think to still enjoy a great life while living more frugally. You may be able to afford a larger house, but that doesn’t mean you should live in one. You have more options with a frugal lifestyle. Cancel subscriptions.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Savings Corner

APRIL 4, 2024

Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying. This means that your payments may be smaller than a home equity loan, which includes both interest and principal.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

JULY 4, 2011

, and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. Your City or County May Have Free Money For You. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. For example, if today is May 22, then follow these steps to plan for June’s budget. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving Cents With Sense

FEBRUARY 17, 2016

Health Insurance Concerns. You may experience lower tax rates if filing together, but you also are on the hook for accuracy. Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense.

Taxes 40

Taxes Debt Finance Wedding 40