Remove Debt Remove Education Remove Simple Remove Wellness
article thumbnail

Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. But Dave Ramsey’s view of debt is very different.

Debt 130
article thumbnail

Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms

Penny Pinchin' Mom

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

Debt 52
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Keeping it Simple: Strategies for Financial Security

Prairie Eco-Thrifter

The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement. One of the simplest things you can do is to educate yourself about financial matters. Make your mantra, ‘ Keep it Simple ’.

Simple 221
article thumbnail

Meet a Reader | Beth from VA

The Frugal Girl

I also had a blog several years ago (a little more on that below), but these days I write periodic essays at A Word on Substack as well as short, inspiring (I hope) messages most mornings at Good Notes. I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. Marrying my husband.

Daughter 130
article thumbnail

10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Tracking your net worth is simple.

article thumbnail

The Top Personal Finance Tips For Recent Graduates; From 10 different Finance Experts

Prairie Eco-Thrifter

“How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” That’s right, it’s that simple.” Start an aggressive debt payoff schedule. Kimberly Foss, CFP, CPWA. Kimberly Palmer.

article thumbnail

Meet a Reader | Megan from California

The Frugal Girl

We don’t live super frugally, but we do live well within our means and try not to be wasteful with our resources. I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. Did you ever receive any financial education in school or from your parents?