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Keeping it Simple: Strategies for Financial Security

Prairie Eco-Thrifter

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. Make your mantra, ‘ Keep it Simple ’. Simple finances work for you rather than against you, so it’s a win-win.

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How to Manage Your Personal Loan

Savings Corner

The worst-case scenario is that you get a loan without a clear picture of its impact on your monthly cash flow, leading you to take on more debt to make up for it. Consolidation puts all of your debts together under one monthly payment at one interest rate. It doesn’t hurt to be prudent,” Young says.

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The Top Personal Finance Tips For Recent Graduates; From 10 different Finance Experts

Prairie Eco-Thrifter

How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” That’s right, it’s that simple.” Start an aggressive debt payoff schedule. Kimberly Foss, CFP, CPWA. Kimberly Palmer.

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Easy Ways to Build Up Your Savings

Prairie Eco-Thrifter

Many families are toeing the line of slipping into debt, if they aren’t already over their heads. I know how hard it is to start saving. As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Extra Income Goes Into Savings.

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Small Choices Means Big Gains When Achieving Financial Security

Prairie Eco-Thrifter

Here are some simple ideas of small choices that can mean big gains. This simple scenario shows that small things can build to significant gains. Save With Each Paycheck Promise yourself that you will save something out of every paycheck. See how simple finances are when you have that budget…….and and follow it?

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How To Teach Your Kids to Save Money

Couponing 101

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. . *

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Improving the Financial $ense of Your Child

Prairie Eco-Thrifter

Here are 3 simple ways to increase your child’s financial IQ. I am not suggesting that you throw them into debt! For example, you could shift the responsibility of paying the cell phone bill to your child. A budget is pretty simple to make and can be constructed in a few minutes. Teach them how to pay bills.

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