Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. What inspired you to get debt free?

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Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JULY 30, 2012

Here are some simple ideas of small choices that can mean big gains. This simple scenario shows that small things can build to significant gains. See how simple finances are when you have that budget…….and Eliminate Debt Everyone has debts. It is usually debts that cause the most financial problems.

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Debt Budgeting Budget Finance 202

The Frugal Girl

NOVEMBER 27, 2023

I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. I try to set a good example, so hopefully that’s a good start. Also, I now eat the end pieces of loaves of bread, and I’ve learned that you can revitalize wilted veggies with a simple soak in some water.

California 171

California Cars Car College 171

Prairie Eco-Thrifter

AUGUST 26, 2012

Our children learn by example. That is why it is of upmost importance that we provide positive examples for our children, as they are likely to inherit much of our lifestyle choices, both the good and the bad. Recycling is a simple and obvious practice that children can easily understand.

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Thrifty Recycle Recycled Recycling 189

Prairie Eco-Thrifter

APRIL 20, 2011

However, you can teach stewardship, and set an example by helping others. Who knows, by doing this you may set an example for your children, or other people around you. Not to mention, it will help keep you out of debt. It’s a simple way to make a friend, and put to use your stewardship goals.

Frugal Lives 154

Frugal Lives Frugal Living Frugal Credit Cards 154

Prairie Eco-Thrifter

JULY 22, 2014

As someone who has consistently had unreliable and often insufficient sources of income, you would think I would be a prime example of cash flow concern, but if anything, I’m the opposite. It hasn’t always been that simple though. There’s a lot of anxiety around money- not having enough, worrying it will run out, keeping it safe, etc.

Money 219

Money Unemployment Emergency Fund Couch 219

Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. . *

Saving Money 103

Saving Money Money Kids Debt 103

Prairie Eco-Thrifter

APRIL 10, 2014

This was such a perfect example. When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Yeah…but…. I can give you a million ideas and ways to change your situation, but you have to be willing to do the work.

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

APRIL 25, 2011

Here are 3 simple ways to increase your child’s financial IQ. I am not suggesting that you throw them into debt! For example, you could shift the responsibility of paying the cell phone bill to your child. A budget is pretty simple to make and can be constructed in a few minutes. Teach them how to pay bills.

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Bills Finance Budgeting Budget 174

Savings Corner

FEBRUARY 2, 2024

For example, good credit can improve your chances of landing a job or renting an apartment. Issuers are prohibited from providing cards to people under 21 unless they have proof of independent income or a co-signer — someone who agrees to be responsible for the debt if the primary cardholder doesn’t pay the bill.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

FEBRUARY 7, 2011

Jacob from My Personal Finance Journey shares tips about how he saves big money on food and beverages at Saving Money On Food & Drinks at Happy Simple Living. Derek from Life and My Finances shares his parents’ story and best lesson with Paying Off Your Debts Early at Retire By 40.

Swap 113

Swap Personal Finance Finance Saving Money 113

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. For example, don’t go shopping at a high end department store when your budget is not allowing you too. A debt free holiday is a feeling that money can’t buy!

Budgeting 112

Budgeting Budget Holiday Debt 112

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

JANUARY 10, 2017

My grandchildren’s other set of grandparents are just one example. With interest rates so low, why not spend now, using debt, instead of waiting for inflation and higher interest rates to kick in and raise the price of goods and services. Life is full of simple pleasures. ” The easy money effect.

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Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

MAY 17, 2011

These few examples of simple ways to cut down on health risks can be a great start to making the inside of the house green. Related posts: 5 Ways to Reduce Your Debt. Certainly there are even more ways to go about reducing health risks around the house by being both organic and cost effective. Skip the Gym, Sweat at Home.

Health 167

Health Home Green Painting 167

Prairie Eco-Thrifter

JUNE 28, 2012

One striking example is the great depression of 1929.GDP In my view there is likely to be a lot of pain in the global economy which is weighed down by huge amounts of debt at personal, business and government levels. I won’t go into lots of heavy math here, for the sake of keeping things simple. How about retiring early?

Money 186

Money 2008 Bargain CD 186

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt. ” Jacob from Dwindling Debt asks Do Overdraft Chargers Affect Your Credit. I am a big believer in communicating.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

DECEMBER 16, 2012

And believe it or not, your brain houses a virtual warehouse of information that your kids need to absorb, whether it’s seemingly simple stuff like the number of hours in a day, the number of days in a week, and the number of weeks in a year, or you’re trying to help them with their calculus homework.

Giving 203

Giving Holiday Kids Kids and Family 203

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Here is a real life example. Deliver Away Debt: What Is Quantitative Easing and Why Won’t It Stop?

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October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement.

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Simple Finance Budgeting Budget 221

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. If you make this one simple change, you will reduce your grocery spending. I encourage you to read my post, 11 Simple Meal Planning Tips.

Budgeting 100

Budgeting Budget Finance Organic 100

Prairie Eco-Thrifter

MAY 9, 2011

There are simple ways to cut down on waste, from buying concentrated household products to buying in bulk. For example, if we buy ice cream in a tub, I save the tub to freeze homemade stock at a later date. 5 Ways to Reduce Your Debt. Thankfully, there are easy ways for us consumers to change this number and make a difference.

Reuse 174

Reuse Recycle Recycled Recycling 174

Prairie Eco-Thrifter

JULY 10, 2012

Do you want to be debt free? Keeping it Simple: Strategies for Financial Security We often seem to complicate things, don’t we? Take personal finances, for example; too many people over-think their finances, with. Whatever you do, don’t start by listing income and expenses like all the professional writers say.

Budgeting 213

Budgeting Budget Toll House Cooking 213

For the Mommas

DECEMBER 19, 2015

All it takes are a few simple tips and a bit of time. For example, some stores may offer 25% off. Using your store credit card to save on Christmas gifts doesn’t mean you have to throw yourself into massive debt. Even on a tight budget, you can purchase gifts that look expensive. Start Shopping Early.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Prairie Eco-Thrifter

JANUARY 19, 2011

For example, if you are shopping for clothes , look for off season discount sales where you can get good clothes at a cheap price. If you find yourself less savvy than others on investing, then just play by this one simple rule when investing: buy low and sell high. Watch for sales: Don’t ever buy items at full price.

Saving Money 124

Saving Money Money Insurance Bills 124

Prairie Eco-Thrifter

APRIL 6, 2012

That would just be silly and… Jeffrey presents Money Rules Book Review: A Quick Guide to Finances posted at Money Spruce , saying, “I recently checked out the new book Money Rules: The Simple Path to Lifelong Security by Jean Chatzky. ” Managing Debt. Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

Savings Corner

APRIL 4, 2024

Although getting a personal loan is relatively simple, there are some steps you can take to choose the right personal loan and increase your approval chances. The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Earn Cash Back on these 4 Simple Grocery Apps.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

The Frugal Girl

FEBRUARY 26, 2024

Years — I can’t remember how I found Kristen, but ages ago I spent a lot of time reading The Simple Dollar and Get Rich Slowly, which I loved back then before they were sold. I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. How long have you been reading The Frugal Girl?

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Daughter Green And Frugal Money Grandmother 130

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

The Frugal Girl

NOVEMBER 20, 2023

We also have many small examples just through letting people know that we are open to accepting used items (definitely not the norm in our affluent suburb). An example of our shared values: we were looking to buy new nightstands for our bedroom, but were disappointed by the quality and designs. Being consistent.

Iowa 167

Iowa Friends And Family Sale Boys Son 167

Savings Corner

DECEMBER 25, 2023

For example, language teachers and stock-picking advice may use this model. Some platforms invest in equity (stock), while others invest in debt. Generally, stock offers high returns in exchange for more risk, while debt offers lower returns in exchange for less risk. The money will simply be deposited in your brokerage account.

Money 52

Money Making Real Estate Rent 52

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

Many families are toeing the line of slipping into debt, if they aren’t already over their heads. Starting small and working your way up is very effective and you will see examples of its effectiveness everywhere you look. A surprising amount of North Americans are not putting money away consistently for retirement. Small Steps.

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Building Emergency Fund Money Savings Account 225

Savings Corner

DECEMBER 27, 2023

Empty Table Header WINNER (Click to read review) Best credit card for simple cash back You’ll get 2% cash back on all purchases and a rich sign-up bonus with a single card. If you carry debt, though, you’ll be charged interest. But most people can’t go wrong with these award-winners. This card delivers all that and more.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JANUARY 7, 2015

If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track. how much debt you paid off, if you have any. Since we just celebrated the New Year, now is the best time to clean up your finances. And don’t worry about that saying.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. For example, if today is May 22, then follow these steps to plan for June’s budget.

Budgeting 133

Budgeting Budget Financial Goals Goals 133