Savings Corner

APRIL 4, 2024

It represents the total debt against the home: both the original mortgage and the size of the new home equity loan or line of credit. Calculating home equity is relatively simple math, and if you have accurate figures on hand, all you have to do is plug them into a home equity calculator. Using our example above, that’s 0.8

Calculators 52

Calculators Home Debt Fair-Trade 52

The Frugal Girl

FEBRUARY 26, 2024

I also had a blog several years ago (a little more on that below), but these days I write periodic essays at A Word on Substack as well as short, inspiring (I hope) messages most mornings at Good Notes. I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. Marrying my husband.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

The Frugal Girl

NOVEMBER 27, 2023

We don’t live super frugally, but we do live well within our means and try not to be wasteful with our resources. I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. I try to set a good example, so hopefully that’s a good start. Not really.

California 170

California Cars Car College 170

Savings Corner

APRIL 4, 2024

Although getting a personal loan is relatively simple, there are some steps you can take to choose the right personal loan and increase your approval chances. The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

JULY 30, 2012

Here are some simple ideas of small choices that can mean big gains. This simple scenario shows that small things can build to significant gains. See how simple finances are when you have that budget…….and Eliminate Debt Everyone has debts. It is usually debts that cause the most financial problems.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. What inspired you to get debt free?

Student 100

Student Debt Debt Free Finds 100

The Frugal Girl

NOVEMBER 20, 2023

This spring, the gym closed down and sold off their equipment at a deep discount so now I am well stocked for any kettlebell weight I want to use. We also have many small examples just through letting people know that we are open to accepting used items (definitely not the norm in our affluent suburb). Being consistent.

Iowa 166

Iowa Friends And Family Sale Boys Son 166

Prairie Eco-Thrifter

AUGUST 26, 2012

Our children learn by example. That is why it is of upmost importance that we provide positive examples for our children, as they are likely to inherit much of our lifestyle choices, both the good and the bad. Not only for our own well-being, but for our children and the generations that follow.

Thrifty 189

Thrifty Recycle Recycled Recycling 189

Prairie Eco-Thrifter

APRIL 20, 2011

How you handle money will not only reflect on your checking account, but it is a reflection of your lifestyle as well. However, you can teach stewardship, and set an example by helping others. Think about other people who need the items as well. Not to mention, it will help keep you out of debt.

Frugal Lives 154

Frugal Lives Frugal Living Frugal Credit Cards 154

Prairie Eco-Thrifter

APRIL 10, 2014

This was such a perfect example. When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Have you ever sacrificed your long term financial well being for convenience and ease in the short term? Yeah…but….

Price 209

Price Rent Financial Goals Converse 209

Savings Corner

DECEMBER 27, 2023

There might even be a different credit card that fits your needs more closely (see the “other options” in each category for, well, other options). Empty Table Header WINNER (Click to read review) Best credit card for simple cash back You’ll get 2% cash back on all purchases and a rich sign-up bonus with a single card.

Credit Cards 52

Credit Cards Credit December Airline 52

Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. . *

Saving Money 103

Saving Money Money Kids Debt 103

Prairie Eco-Thrifter

MAY 17, 2011

Many of today’s common cleaners are filled with toxins like formaldehyde, as well as other carcinogens. If you use paint for a number of projects and crafts around the house, some green alternatives could be useful there as well. Related posts: 5 Ways to Reduce Your Debt. Skip the Gym, Sweat at Home.

Health 167

Health Home Green Painting 167

Prairie Eco-Thrifter

JUNE 28, 2012

One striking example is the great depression of 1929.GDP It took a long time, but the world recovered and recovered very well. In my view there is likely to be a lot of pain in the global economy which is weighed down by huge amounts of debt at personal, business and government levels. How about retiring early?

Money 186

Money 2008 Bargain CD 186

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. The thought of a budget can be daunting as well as intimidating, but it does not have to be. A debt free holiday is a feeling that money can’t buy! In fact, it only adds stress.

Budgeting 112

Budgeting Budget Holiday Debt 112

Savings Corner

FEBRUARY 2, 2024

For example, good credit can improve your chances of landing a job or renting an apartment. Your credit history, detailed in your credit report and summarized by credit scores, shows how well you’ve handled borrowed money — and using a credit card responsibly is one of the quickest and easiest ways to build credit.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. My grandchildren’s other set of grandparents are just one example. Life is full of simple pleasures. Live within your means.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Well, this time I have done it again and put together some good laughs for you to enjoy on your Monday morning. Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

DECEMBER 16, 2012

And believe it or not, your brain houses a virtual warehouse of information that your kids need to absorb, whether it’s seemingly simple stuff like the number of hours in a day, the number of days in a week, and the number of weeks in a year, or you’re trying to help them with their calculus homework.

Giving 203

Giving Holiday Kids Kids and Family 203

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I encourage you to read my post, 11 Simple Meal Planning Tips.

Budgeting 100

Budgeting Budget Finance Organic 100

Prairie Eco-Thrifter

JANUARY 19, 2011

For example, if you are shopping for clothes , look for off season discount sales where you can get good clothes at a cheap price. If you find yourself less savvy than others on investing, then just play by this one simple rule when investing: buy low and sell high. Watch for sales: Don’t ever buy items at full price.

Saving Money 124

Saving Money Money Insurance Bills 124

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Earn Cash Back on these 4 Simple Grocery Apps.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

APRIL 6, 2012

That would just be silly and… Jeffrey presents Money Rules Book Review: A Quick Guide to Finances posted at Money Spruce , saying, “I recently checked out the new book Money Rules: The Simple Path to Lifelong Security by Jean Chatzky. ” Managing Debt. ” Managing Debt. ” Investing.

Money 133

Money Finance Personal Finance Real Estate 133

Savings Corner

DECEMBER 25, 2023

You may have to keep your product updated or your rental property well-maintained, in order to keep the passive dollars flowing. For example, language teachers and stock-picking advice may use this model. This could work especially well if you have a contact who can help you access discounted merchandise that few other people can find.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100