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Learning to Save & Pay Off Debt | Guest Post

Saving Cents With Sense

She shares her own money saving journey with you to hopefully help inspire some that are just starting on that path. Let’s be honest, saving money for me has always been a struggle. I’m currently taking care of my debt one month at a time. However, I know now that paying off debt is more important.

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Meet a Reader | Mid-Atlantic Julia

The Frugal Girl

I think I have grown in this area into seeing money as a tool, instead of trying to hoard as much as possible and be miserly. What’s the “why” behind your money-saving efforts? applesauce It is also important to me not to waste money on things that don’t have much value or that I could get for less money.

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3 Important Lessons in Living Frugally, But Not Too Frugally

Prairie Eco-Thrifter

Losing Valuable Time. Being employed full-time and running two home-based businesses over the past few years, I’ve learned the true meaning of the phrase “time is money.&# I must consider time commitments before I go ahead with any money-saving initiative. Avoiding Rewards.

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Meet a Reader | Beth from VA

The Frugal Girl

I was always in debt, which has been a tremendous source of shame for me. made by my husband While my husband’s income has increased over the years, we’ve ended up with a lot of (mostly) medical debt that would be easier to pay off if I were/had been able to work full-time. Apply it toward debt.

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Back to Basics: Saving Your Savings

For the Mommas

If there is money left in your budget at the end of the pay period, move it to savings as well. I know a lot of people move this money into a separate vacation or fun money savings account. In my book, rebate checks equal easy savings. That is money that you have already spent.

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Meet a Reader | Biker Liz

The Frugal Girl

What’s the “why” behind your money-saving efforts? Making good use of the resources I have – not only money, but my health, physical abilities, skills, etc. They had me, and then my mom decided to go back to school full-time and get a PhD. I love winter – trees on my favorite trail 4.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

What’s the “why” behind your money-saving efforts? What’s an embarrassing money mistake you’ve made? My biggest financial regret is the amount of money we spent on restaurant meals from the time we were married and both working full time to when we had kids.