Motherhood Moments

JANUARY 18, 2023

Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. Prepare by paying off debt. Hatch a plan to tackle your debt, particularly high-interest balances, to help you free up more cash.

Recession 100

Recession Finance Emergency Fund Debt 100

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

Home 52

Home Debt Credit Cards Credit 52

Savings Corner

APRIL 4, 2024

The application process may vary depending on the lender and type of loan, and the funding time can range from a few days to 90 days or more. To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR).

Bank 40

Bank Banking Credit Finance 40

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#.

Personal Finance 240

Personal Finance Finance Family Debt 240

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. It’s not as hard as you may think to still enjoy a great life while living more frugally. You may be able to afford a larger house, but that doesn’t mean you should live in one. You have more options with a frugal lifestyle. Cancel subscriptions.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. For example, if today is May 22, then follow these steps to plan for June’s budget. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs.

Budget 133

Budget Budgeting Financial Goals Goals 133

Saving Cents With Sense

FEBRUARY 17, 2016

Health Insurance Concerns. You may experience lower tax rates if filing together, but you also are on the hook for accuracy. Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense.

Taxes 40

Taxes Debt Finance Wedding 40