Family Balance Sheet

OCTOBER 18, 2019

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JUNE 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Oh well, I thought–I can sleep in that weekend. This money was put into my Christmas Savings account. January 2021 – I found $1681. Yep, I found a $20 bill while running on the beach!

Money 130

Money May Donation 2020 130

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. of Gen X report they have saves less than $10,000 for retirement.**.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. The neighbor kids are doing quite well on my street.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Saving Cents With Sense

JANUARY 18, 2012

I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set. Did you want to save more money this year? Pay off Debt? Lose Weight? Give up Caffeine (gasp!)? Start small – and if you mess up, that is OK!

Goals 55

Goals Pay Off Debt January Gardening 55

Finally Frugal

JANUARY 8, 2011

The first suggestion is a great one (because I've already put it into practice with my first January paycheck!) Although the article doesn't mention it, I think this extra money could enhance your health by paying for a gym membership - as long as you actually use it; Finally, how about having some well-earned fun?

Frugal 45

Frugal Spendthrift Debt Recession 45

Family Balance Sheet

JANUARY 17, 2018

I have started calling around for fees and hope to have this complete by end of January. 2 – Save $10k in a savings account, specifically earmarked for medical expenses. 2 Additional Goals: If we save the $10k early, we’d like to work on the following 2 goals. Save for a camper upgrade.

Financial Goals 113

Financial Goals Goals 2018 Debt 113