Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. Start Additional Savings Accounts. For the time being, we’ll continue to live well, but frugally.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. of Gen X report they have saves less than $10,000 for retirement.**.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Saving Cents With Sense

JANUARY 18, 2012

I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set. Did you want to save more money this year? Well, there you go – some of my goals that I plan to share with you my progress on this year.

Goals 55

Goals Pay Off Debt January Gardening 55

Saving Everyday

MAY 11, 2013

I bought several gift cards this month and earned well over 1,000 points for doing so. Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. This is a HUGE tip ! The extra $25/week ensures we have enough for both Disney AND visiting family.

Disney 40

Disney April Gift Cards Re-use 40

Saving Everyday

APRIL 12, 2013

I bought several gift cards this month and earned well over 1,000 points for doing so. Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. This is a HUGE tip ! The extra $25/week ensures we have enough for both Disney AND visiting family.

Disney 69

Disney March Gift Cards Ebates 69

Finally Frugal

JANUARY 8, 2011

The first suggestion is a great one (because I've already put it into practice with my first January paycheck!) Although the article doesn't mention it, I think this extra money could enhance your health by paying for a gym membership - as long as you actually use it; Finally, how about having some well-earned fun?

Frugal 45

Frugal Spendthrift Debt Recession 45

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. She was responding well to the medical treatments and medications, and the doctors were pleased. As soon as she was able, she caught up with her school work, and was on track when she returned to school on January 2.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

JANUARY 17, 2018

I have started calling around for fees and hope to have this complete by end of January. 2 – Save $10k in a savings account, specifically earmarked for medical expenses. What We Won’t Give Up: My motto has always been “living well on less” and now it will be “living well on (even) less”.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Coupons Do Work

JUNE 15, 2016

The Best Time to Buy Anything During the Year from January to December. What you can save on, what to expect to go on sale, each month, a list of awesome things to stock up on for the entire year ! … This is a way to plan your purchases by month for the entire year and a great way to budget and save money! The best guide

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100

Family Balance Sheet

MARCH 17, 2017

The new monthly payment would have left us ‘insurance poor’ On top of that bombshell discovery, we realized the insurance plans that were being offered to us were NOT compatible with a health savings account, a tax deductible savings vehicle offered to those with high deductible health plans.

Health Insurance 164

Health Insurance Insurance Health Bills 164