Remove Debt Remove January Remove Simple Remove Wellness
article thumbnail

Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. But Dave Ramsey’s view of debt is very different.

Debt 130
article thumbnail

3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. And his hours at the Y fit into his and our family’s schedule well. For my system, read my 11 Simple Meal Planning Tips. Cable TV & Land Line.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

P.E.P. for Week of January 10-14/11-Seeking Balance Edition

Prairie Eco-Thrifter

Well, I don’t know about you but this week has felt very long and tiring. My husband and I did when we got married and it works well for us. I do know others though that haven’t and they seem to be doing well too. Trent from The Simple Dollar discuss cost vs. quality and when frugality should come into play.

January 113
article thumbnail

Meet a Reader | JenRR from the Midwest

The Frugal Girl

In January, the four of us put together a long list of games we wanted to play, many of which were just gathering dust in the basement, and it has become a joint New Year’s resolution to get through all of them before the year is over! Paper is one of my favorite simple, yet frugal sources of entertainment! A freebie cabinet.

article thumbnail

How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

article thumbnail

Take Control of Your Money in 2015

Family Balance Sheet

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This is the year that we will be very intense about paying off our debt.

2015 100
article thumbnail

5 Tips to Create a Holiday Budget

Saving Cents With Sense

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. The thought of a budget can be daunting as well as intimidating, but it does not have to be. A debt free holiday is a feeling that money can’t buy!

Budgeting 112