Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. Although I have not personally used this resource.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

FEBRUARY 22, 2011

It was a scary time for us. What got us through.our emergency fund. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Save it and forget about it. Which comes first: saving for an emergency OR paying off debt? It is for emergencies.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Prairie Eco-Thrifter

APRIL 6, 2012

Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. ” Managing Debt.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

APRIL 25, 2011

Teach them actionable methods and strategies that will help them learn all of the ropes of personal finance. I am not suggesting that you throw them into debt! This way they learn to effectively manage their money by paying their bills first and then using the remaining portion on personal items and entertainment expenses.

Bills 174

Bills Finance Budgeting Budget 174

Family Balance Sheet

FEBRUARY 11, 2016

According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We had a toddler and a baby on the way and our business was heading south–it was a scary time for us.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

AUGUST 19, 2012

Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there. What happened and how did you resolve it?

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. Your budget helps you manage your debts, get them paid off and stops you getting in any deeper. That one is going to hurt!

Simple 221

Simple Finance Budgeting Budget 221

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Now I wish those dollars had gone into our savings accounts.

Green And Frugal 181

Green And Frugal Kids and Family Hotel Frugal 181