Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. My monthly goal is $100. Are you meeting your goals?

March 100

March Club Christmas Goals 100

Family Balance Sheet

JANUARY 25, 2019

On January 25, you might not want to even think about Christmas. It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. a stressful January and beyond. To reiterate, by February 25, create your budget, divide by 10, and save your first month’s goal. .

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

MARCH 9, 2018

One January, we received a very large credit card bill in the mail. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come.

Budget 160

Budget Budgeting Family Property Taxes 160

Prairie Eco-Thrifter

DECEMBER 31, 2015

We set New Year’s resolutions and goals and sometimes even make small “investments” (like gym memberships) to work toward achieving them. Most resolution setters don’t make it past January, and by the time the first quarter of the year is over, we’ve forgotten about our resolutions all together.

2016 100

2016 Making Goals Building 100

Family Balance Sheet

JANUARY 5, 2019

It’s been a trend every January and I’ve always found it interesting to read how other people have come up with their one word. Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress. My word for 2019 is REDUCE.

2019 100

2019 Recycle Recycled Recycling 100

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 10, 2014

Personally, the club encouraged me to set aside money every month and the relief and empowerment that I felt in December when we paid cash for all of our Christmas gifts was awesome! The Goal of the Grocery Budget Challenge is to keep our grocery spending in line and to be creative with our meal planning so that we aren’t over-spending.

Budget 174

Budget Budgeting Grocery Groceries 174

For the Mommas

DECEMBER 27, 2013

Rite Aid’s +UP Reward Games will launch this Sunday, December 29, and will run through Saturday, January 25. There are thousands of products that can help you reach your +UP goal. Learn more about specific products that will help you earn when you visit here starting Sunday, December 29.

Rewards 63

Rewards Games December Goals 63

For the Mommas

DECEMBER 27, 2016

January is right around the corner and I know you are ready to get organized and clutter free for 2017. Make a checklist for all your house cleaning chores, create menu charts for your new weight loss goals or design a printable budget tracker that will help you stay on target. Can you believe it’s time to think about a brand new year?

2017 40

2017 Organic Organization Goals 40

Prairie Eco-Thrifter

JANUARY 19, 2014

I’m going to do a no drinking January – not even a glass of wine at dinner – to help my body restore it’s ability to properly function on the important things. Media Detox. I don’t know about you, but it’s around the holidays that I am in front of the television the most. This has demotivated me big time.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Family Balance Sheet

AUGUST 4, 2014

We also were working on paying for Jon’s master’s degree and then my own masters degree, which I completed in December 2013. With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us.

Debt Free 243

Debt Free Debt Goals Student 243

For the Mommas

DECEMBER 23, 2015

10:25 am EST: GOLME Urban Pac Backpack Soccer Goal. End Date: January 23, 2015. $15 End Date: January 23, 2015. $15 End Date: January 23, 2015. $15 End Date: January 23, 2015. End Date: January 1, 2015. End Date: January 4, 2015. End Date: December 26, 2015. End Date: January 1, 2015.

Disney 40

Disney Clothing and Accessories 2015 January 40

Saving Cents With Sense

DECEMBER 7, 2015

6:25 pm EST: Franklin Sports NHL Chicago Blackhawks Mini Hockey Goal, Stick and Ball Set. End Date: December 22, 2015. End Date: December 22, 2015. End Date: December 15, 2015. End Date: December 12, 2015. End Date: December 22, 2015. End Date: December 10, 2015. End Date: December 10, 2015.

Green 53

Green Clothing and Accessories 2015 December 53

For the Mommas

DECEMBER 6, 2015

5:25 pm EST: Franklin Sports NHL Mini Hockey Goal Set of 2. End Date: December 22, 2015. End Date: December 7, 2015. End Date: December 10, 2015. End Date: January 1, 2015. End Date: December 11, 2015. End Date: December 10, 2015. End Date: January 1, 2015. End Date: December 19, 2015.

Jewelry 40

Jewelry 2015 December Clothing and Accessories 40

For the Mommas

NOVEMBER 29, 2015

9:25 am EST: Kwik Goal 9B906 6-Seat Kwik Bench. 11:25 am EST: Goalrilla Gamemaker Portable Soccer Goal. 5:05 pm EST: Franklin Sports Go Pro Youth Football Goal Post Set. End Date: December 1, 2015. End Date: December 1, 2015. End Date: December 1, 2015. End Date: December 1, 2015.

December 40

December 2015 Car Audio and Electronics Amazon 40

For the Mommas

NOVEMBER 21, 2015

11:25 am EST: Kwik Goal Infinity Goal (Medium). End Date: December 12, 2015. End Date: December 5, 2015. End Date: December 3, 2015. End Date: December 5, 2015. End Date: December 4, 2015. End Date: December 12, 2015. End Date: December 2, 2015. End Date: December 2, 2015.

Adidas 40

Adidas Disney 2015 November 40

For the Mommas

NOVEMBER 25, 2015

11:25 am EST: Franklin Sports MLS 2 Goal Set, 54-Inch. End Date: December 1, 2015. End Date: December 28, 2015. End Date: December 1, 2015. End Date: December 16, 2015. End Date: December 16, 2015. End Date: December 6, 2015. End Date: December 6, 2015. End Date: December 6, 2015.

Barbie 40

Barbie 2015 December Amazon 40

For the Mommas

JANUARY 1, 2011

Free 2011 Goals & Priorities Diary Download. Here is your 2011 Coupon Insert Schedule. You can see the current week’s coupon list here. You can find any valid insert coupon here on the Coupon Database. 2— (2) Smart Source (2) Red Plum and General Mill. 9— Smart Source and Red Plum. 23 — Smart Source and Red Plum. Share This!

2011 89

2011 Coupon Inserts Smart Source Red Plum 89

For the Mommas

NOVEMBER 18, 2015

10:25 am EST: Franklin Sports FlexPro 6′ x 4′ Portable Soccer Goal. 6:25 pm EST: Mylec Soccer Goal. End Date: December 2, 2015. End Date: December 2, 2015. End Date: December 3, 2015. End Date: December 16, 2015. End Date: December 1, 2015. End Date: January 1, 2015.

2015 40

2015 November December Amazon 40

For the Mommas

NOVEMBER 17, 2015

Hockey Goal Set, White. End Date: December 3, 2015. End Date: December 16, 2015. End Date: December 1, 2015. End Date: January 1, 2015. End Date: January 1, 2015. End Date: January 1, 2015. End Date: December 3, 2015. End Date: December 12, 2015. End Date: December 3, 2015.

Lego 40

Lego 2015 November Clothing and Accessories 40

For the Mommas

NOVEMBER 19, 2015

6:25 pm EST: Mylec Deluxe Hockey Goal Set. End Date: December 2, 2015. End Date: December 2, 2015. End Date: December 3, 2015. End Date: December 16, 2015. End Date: December 1, 2015. End Date: January 1, 2015. End Date: January 1, 2015. End Date: January 1, 2015.

2015 40

2015 November December Amazon 40

Prairie Eco-Thrifter

JANUARY 9, 2014

Of course, the resolutions always failed (usually by the second week of January), and come the next new year, I was usually heavier than I was the year before. If you want to lose weight and get fit, realize that it doesn’t magically happen overnight simply because the calendar moves from December 31 to January 1 of a new year.

Fitness 174

Fitness Goals January February 174

Savings Corner

APRIL 4, 2024

Our goal is to give you the best advice to help you make smart personal finance decisions. On January 1, 2024: Citizens opened a catastrophe response center in Panama City to aid customers affected by winter storm Finn and to process claims. We maintain a firewall between our advertisers and our editorial team.

Insurance 52

Insurance Florida 2002 Home 52

Family Balance Sheet

FEBRUARY 7, 2014

2 Rotating Cleaning Checklists (not dated and January – December). 15 Month Calendar (15 pages) October 2013-December 2014 – vertical with plenty of room to put in a binder or planner. The Simplified Life Kit includes: 2 Budget + Bill Pay Checklists – one in turquoise + green and one in pink + purple.

Organic 100

Organic Organization Menu Planning Menu Plans 100

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our goal is still debt freedom.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JANUARY 16, 2013

So on January 1, 2011, I made the bold goal to run my first half marathon that year. In 2012, I made the bold goal to run TWO half marathons. This year's goal is to improve my time and run in less than 2 hours. That plan worked well for me when my goal was to simply finish the race, but now I've proven that I can run 13.1

Goals 127

Goals October 2011 Sprint 127

Family Balance Sheet

OCTOBER 26, 2013

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. In years past, we used a credit card to purchase our gifts and paid the card off in January. How did you do in October to reach your savings goal?

Christmas 100

Christmas Club Finds October 100

Saving Cents With Sense

NOVEMBER 30, 2015

6:25 pm EST: Franklin Sports NHL Chicago Blackhawks Mini Hockey Goal, Stick and Ball Set. 7:25 pm EST: Goalrilla Gamemaker Portable Soccer Goal. End Date: December 1, 2015. End Date: December 1, 2015. End Date: December 1, 2015. End Date: December 1, 2015. End Date: December 1, 2015.

2015 40

2015 Toys Shoes Car Audio and Video Accessories 40

For the Mommas

NOVEMBER 30, 2015

6:25 pm EST: Franklin Sports NHL Chicago Blackhawks Mini Hockey Goal, Stick and Ball Set. 7:25 pm EST: Goalrilla Gamemaker Portable Soccer Goal. End Date: December 1, 2015. End Date: December 1, 2015. End Date: December 1, 2015. End Date: December 1, 2015. End Date: December 1, 2015.

Hasbro 40

Hasbro Car Audio and Video Accessories Car Audio and Electronics December 40

For the Mommas

NOVEMBER 20, 2015

9:35 am EST: Angry Birds Boys’ Squad Goals Short Sleeve Tee. 5:25 pm EST: GOLME PRO Training Soccer Goal – Award-Winning Full-Size Portable Soccer Net. End Date: December 4, 2015. End Date: December 12, 2015. End Date: December 2, 2015. End Date: December 2, 2015. End Date: December 2, 2015.

Clothes 40

Clothes Clothing 2015 November 40

Prairie Eco-Thrifter

JANUARY 14, 2012

Finance Fox : Reasons to Buy a Car in January – After the Holidays! – Consumers used to shop heavily during December in order to reap the great rewards from the retailers. Consumers are getting more wiser and January has also become a hot month for retail therapy. However, times have changed.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. As soon as she was able, she caught up with her school work, and was on track when she returned to school on January 2. On the spreadsheet below, you’ll see that the December bills were quite high.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

For the Mommas

NOVEMBER 14, 2015

10:25 am EST: GOLME Urban Pac Backpack Soccer Goal. End Date: January 1, 2015. End Date: January 1, 2015. End Date: January 1, 2015. End Date: December 3, 2015. End Date: December 12, 2015. End Date: December 3, 2015. End Date: December 12, 2015. End Date: December 12, 2015.

November 40

November 2015 Amazon Clothing and Accessories 40