Saving Everyday

JUNE 5, 2023

I became a first-time mom last year and will be bringing my little one to The Most Magical Place on Earth in December! My husband and I have worked hard to create a successful bedtime routine for our baby that we hope to continue when going on vacation. For us, that means: Sheets, sleep sacks , pajamas, and pacifiers from home.

Disney 52

Disney Disney World Baby Strollers 52

Family Balance Sheet

JANUARY 31, 2020

Frugal living is being intentional with our money and creative with our resources, so we have more to put towards the things that are important to us. I started a new grocery shopping routine in January and it is working out splendidly! I earned a free ham at my grocery store in December, so I baked it on New Year’s Day.

January 130

January Frugal Green And Frugal Homemade 130

Family Balance Sheet

FEBRUARY 23, 2016

We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. Calculate how much debt you have by using my free Family Balance Sheet.

Debt 100

Debt Goals 2016 Calculators 100

Saving Everyday

SEPTEMBER 2, 2022

The holidays at Disney World are truly magical, and we’re covering all the holiday happenings, food, shows, decorations, and more! FYI: If you are heading to Florida a little later in December, Disney typically takes down their Christmas decorations shortly after the New Year.) The holidays at Disney World are extra special!

Disney World 98

Disney World Disney Holiday Food 98

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. After nearly a decade of working my way up the career ladder, I quit my small business accounting job to start my blog, Careful Cents. My husband is a personal chef, so he travels a lot for work and moves around the country to learn new styles of cooking.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. If you’re unfamiliar with the health cost sharing concept, we were too! Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

DECEMBER 23, 2017

I have been using a paper planner since my early college days in the late 80’s. In 2017, I used the Living Well Planner that has a weekly/monthly layout, along with but hourly slots for each day. I found this Day Designer Daily & Monthly Planner that caught my eye, because I have used her free printable for so long.

2018 100

2018 Video College Gratitude 100

Family Balance Sheet

JUNE 17, 2018

We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. One of the gift cards was given to us TWO years ago for Christmas. The restaurant isn’t exactly kid-friendly and we were waiting for the right time to use. These wristlets were never used. The post Chit Chat: 06.17.18

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Nicoles Nickels

JUNE 22, 2013

It’s hard to find time to get to the gym but easy to find 30 minutes when you’re at home to work out! Here are 3 great workout videos that I promise are super fun and will have you working up a sweat! The Biggest Loser Belly Power Ab Blast. Drop inches from your waistline with the sculpting moves in Power Ab Blast.

The Biggest Loser 111

The Biggest Loser DVDs Giveaway Fitness 111

Family Balance Sheet

JANUARY 11, 2019

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. We use Medi-Share for our healthcare and our Annual Household Portion is $10k. For the second year in a row, Medi-Share worked exactly how they told us it would when we signed up at the end of 2016.

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Family Balance Sheet

FEBRUARY 10, 2017

It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. ” If they’re paying cash, life is good. You create a plan and put it to work. How did you do with your Christmas spending in 2018?

2019 100

2019 Club Christmas 2018 100

Nicoles Nickels

DECEMBER 7, 2011

Getting educated about how ice melt works and how to select the right one can be instrumental in having a fun and safe season. The HEC works to minimize damage to concrete surfaces, while Urea and KCl are common fertilizers which make it safer for plants, lawns and shrubs than traditional melting salt.

Giveaway 109

Giveaway Pets Landscaping Instruments 109

Prairie Eco-Thrifter

JANUARY 13, 2013

It was a Thursday night, the 20 th of December 2012. Really, all you have left, if you are lucky enough not to be home, are the clothes on your back and the things you had with you when you left to run that errand, go on that visit or go to work. Don’t Re-Enter Your Home Until Cleared By The Fire Department.

Home 189

Home Insurance Haggle Haggling 189

For the Mommas

DECEMBER 19, 2015

When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Some of the best deals can be found on Black Friday and Cyber Monday, but that doesn’t mean you can’t find good deals throughout December. If you use credit cards, chances are you have a card that earns points.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Prairie Eco-Thrifter

DECEMBER 22, 2011

Each December the markets are usually uplifted and show positive performance. If you’re a superstitious person, then you might believe it’s because Santa Claus is really bringing a gift of cash to your portfolio but there are a few reasons I believe it happens and they are a bit more rational. Mutual Funds.

Taxes 198

Taxes Real Estate Europe Economical 198

Saving Cents With Sense

NOVEMBER 11, 2013

Disposable income would be what is left after all of your bills for the month of November, December, and even January are paid. The amount that is left is what you have to work with for holiday spending. Pocket the difference to use on one of your WANT items instead. Re-evaluate your budget as the season goes on.

Budgeting 112

Budgeting Budget Holiday Debt 112

Nicoles Nickels

DECEMBER 14, 2011

Price of Product: FREE but $5 if you re-route a package, $40 per year for premium service. UPS My Choice provides convenient options that align with the way people work and live. I haven’t yet had to re-route a package but UPS My Choice makes even that easy! Giveaway ends at 12:01 am on Tuesday, December 20, 2011.

Giveaway 111

Giveaway Delivery Service Consumer Package 111

Couponing 101

DECEMBER 10, 2011

These are the best deals at Walgreens for the week of December 11th – 17th, 2011. Bausch & Lomb re-nu Sensitive Multi-Purpose Solution $6.99, Earn $5 in Register Rewards (Limit 1) = $1.99 The Jingle Cash you earn this week can be used on any qualifying purchases of $30 or more the following week.

Jet Dry 65

Jet Dry Zicam Ban Bic 65

Saving With Shellie

APRIL 12, 2011

If you’re just joining us, I started a How To Tuesday series to help you learn how to coupon shop step-by-step. If you’re new, be sure you check out last week’s feature, How To Accumulate Coupons. That means on April 1, I got rid of December 2010 inserts. :: The Pros. Topic: How To Organize Coupons.

Consumer 78

Consumer Clearance Baseball Re-use 78

Nicoles Nickels

DECEMBER 3, 2012

We’ve added creative parents who dream up the projects, valued experts who review them, and a community of kid testers who keeps us on our toes and ensures the projects are fun and engaging. We love working on Kiwi Crate and cherish the involvement that our kids and friends have in bringing the product to life. Happy exploring!

Crafts 71

Crafts Craft Giveaway Kids 71

Nicoles Nickels

DECEMBER 2, 2011

There will be one (1) giveaway winner for each day and all giveaways will stay open until December 9, 2011! Attach a label that makes it easy for the finder to return it, plus promises a reward, and you’re way more likely to get that device back. That’s what we’re here for! Light enough for everyday use.

Holiday 111

Holiday Giveaway Gifts MP3 Players 111

Nicoles Nickels

NOVEMBER 28, 2014

Product Name: Softsoap® brand Alpine Mint Frost Purchase Information: Available for a limited time at Walmart from October until December 2014 Product Price: 18oz $3.50 Product Name: Softsoap® brand Parisian Berry Bliss Purchase Information: Available for a limited time at Walmart from October until December 2014 Product Price: 18oz $3.50

Giveaway 80

Giveaway Gifts Chapstick VO5 80

Nicoles Nickels

NOVEMBER 30, 2011

There will be one (1) giveaway winner for each day and all giveaways will stay open until December 9, 2011! Bottle tip works to open cans as well, making it perfect for big events, like the Super Bowl. NeatWorks software gives you an easy-to-use, intuitive application to manage all of your business and personal paperwork.

Mens 111

Mens Holiday Giveaway Gifts 111

Prairie Eco-Thrifter

JANUARY 14, 2012

This is not something I want to see, so today I have a few videos for you that will dispell credit card myths, teach you how to use them properly, how to keep them safe, and how to make sure you should be getting credit in the first place. Take a moment to watch them. You might just learn something. However, times have changed.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Nicoles Nickels

DECEMBER 7, 2011

Price of Rooms starting at just $119 per night through December 25, 2011. Each room is appointed with contemporary furniture; a 40-inch, flat-panel television; high-speed wired and wireless Internet access; black granite surfaces; True Blue® Spa Bath & Body Works® amenities.” Where can you reserve rooms: online at Wyndham.

Hotel 55

Hotel Flat Panel Televisions Bath and Body Works Furniture 55

Nicoles Nickels

NOVEMBER 25, 2014

The album also includes re-worked versions of some of Laurie’s classic originals (“Under A Shady Tree,” “Five Days Old”) –and, of course, the beloved Laurie Berkner bedtime favorites, “Moon Moon Moon” and “Goodnight.” On December 2, Peppa Pig will be back but this time in a 14 episode DVD titled Bubbles.

Holiday 97

Holiday Giveaway Kids Gifts 97

Nicoles Nickels

NOVEMBER 26, 2015

Mohu offers a full line of high-quality, easy-to-use and cost effective HDTV antenna products. Product Price: $71 – $135 Use code “HOP-ValuePal” at checkout to get an additional 35% off all House of paws items. No other refillable portable sprays are so convenient and easy to use! to $149.99.

Dog 40

Dog Holiday Gifts Martha Stewart 40