Motherhood Moments

FEBRUARY 3, 2023

Once I saw the change in my own well-being as well as my family’s, it became a personal mission of mine to help out as many struggling women as I could, leading by example to prove that women don’t have to make a choice between being a successful business woman as well as an amazing mother. Handling correspondence. Conducting data entry.

Parenting 100

Parenting Mother's Wellness Goals 100

Savings Corner

APRIL 4, 2024

Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance. To switch from an adjustable-rate mortgage, or ARM, to a fixed-rate loan. To get rid of FHA mortgage insurance.

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Savings Corner

DECEMBER 24, 2023

It could include the amount that you need to invest and the types of investments to make, the kind of insurance to buy and the type of estate documents to create – whatever your goals are. For example, young couples may not worry much about estate planning, but may need to carefully consider insurance and taxes.

Goals 52

Goals Debt Taxes Insurance 52

Cheap Chica's Guide To Style

JANUARY 25, 2016

Laura Vanderkam explores the concept of “having it all” by interviewing hundreds of women and documenting how they spend their time. Using examples from real women, Vanderkam proves that women don’t have to give up on the things they really want. This one sounds like a juicy page-turner! I Know How She Does It.

Vons 71

Vons New York Re-use Amy's 71

Savings Corner

DECEMBER 27, 2023

Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home. It also provides an apples-to-apples comparison across financial products, so you can compare the cost of a personal loan to a credit card, for example. Gather documents.

Debt 40

Debt Home Improvement Consumer Credit 40

Prairie Eco-Thrifter

APRIL 7, 2013

For example, cleaning your gutters is not pleasant in the cold of the winter. Each winter, I go through my pantry and make an inventory on a piece of paper, documenting each and every ingredient I have. However, I find that when I start spring cleaning, I am usually surprised by how much work it is.

Cleaning 221

Cleaning Appliances Donation Organic 221

Prairie Eco-Thrifter

JANUARY 30, 2017

A few real life examples of revenge spending: English rock star Liam Gallagher (of bands Oasis and Beady Eye) had an affair with an American Journalist and fathered a child by her. My own examples are a bit more mundane. It even might be something your spouse heartily disapproves of. Take turns at money management as well.

Money 100

Money Camping Equipment Bank Banking 100

Prairie Eco-Thrifter

JANUARY 11, 2012

There are many well-documented benefits to the person who volunteers as well. You might read a report about a certain group that has had large demands on its funds and resources, for example, and see a chance to help out. When you are helping someone else, it is almost impossible to think about your own problems.

Organic 186

Organic Organization Newspaper Donation 186

Prairie Eco-Thrifter

JANUARY 30, 2013

For example, if my family were to experience a sudden drop in income, we have enough home food storage to help us along for a few months. You can get a small safe and keep all of your important financial documents, including passwords and account numbers, in the safe.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

SEPTEMBER 28, 2015

For example, this week, I’m kidsitting my 11 and 8 year old grandkids at their house – getting them on and off the school bus, fixing dinner, helping with homework, playing with them and etc – while the parents are away on a much deserved adult only trip.

Parenting 100

Parenting Watches Grandkids Kids 100

Savings Corner

APRIL 4, 2024

Review lender requirements and gather documentation Once you decide on the amount you want to borrow, you need to know what it will take to get approved by a personal loan lender. Each lender may set different approval requirements and collect a variety of documents to decide whether to take a risk on you as a borrower.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Savings Corner

DECEMBER 24, 2023

You might, for example, be offered financing by a home improvement store when you buy an appliance. Submit documents to your lender: When you decide on a lender, you’ll need to formally apply for the loan and submit the required documentation. These loans are typically convenient but don’t always offer the best rates and terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

APRIL 30, 2012

Examples of using nature’s bounty Even living in a crowded subdivision, you can find ways to use the bounty of nature.I The students used and continue to use, their community of elders as resources – to learn, document and honor the culture and history of their area. So, how do you use nature’s bounty?

Used 188

Used Flowers and Plants Student Hunts 188

Prairie Eco-Thrifter

JULY 6, 2014

Budget, for example, has the following options that can be added: GPS ($5.49 Note any dings, dents, scratches and other defects and make sure the rental car agent documents them on your paperwork. I searched several online sites to see what is available and apparently you can add quite a few things on these days. Kid seats ($13.00

Rental Car 167

Rental Car Cars Car Rent 167

Savings Corner

APRIL 4, 2024

If you have specific needs or financing preferences — for example, you want an FHA loan — you might want to focus on the top mortgage lenders who specialize in those loans. In addition, gather documentation about your finances so you’re prepared to complete a mortgage application when the time comes.

April 40

April Bank Banking Credit 40

Family Balance Sheet

JULY 19, 2012

Keep it with your tax documents. For example, a ladies' blouse has a $2 low value up to $7.50 Magazine or newspaper articles and photographs that describe the items and statements by the recipients of the items are also useful. Do not include any of this evidence with your tax return." high value.

Donation 100

Donation Taxes Furniture Clothes 100

Saving Cents With Sense

OCTOBER 22, 2015

For example, if you are filling out a rental application, you will notice that you are asked to include your SSN and bank account information. Make sure you go over credit card statements, bank transactions, and other key documents to ensure there are no fraudulent charges or suspicious activity. Monitor Your Statements.

Identity Theft 40

Identity Theft Shredders Credit Credit Cards 40

Savings Corner

APRIL 4, 2024

If you decide to formally apply, you can typically start the process online and upload the requested documentation to get a lending decision. For example, peer-to-peer lender Prosper sets a 660 credit score minimum for HELOCS, vs. 640 for home equity loans. Read the fine print on the site to confirm.

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

MARCH 10, 2013

As an extreme example, a book I just finished reading – Family Fortunes by Will and Bill Bonner – suggests that folks who want to hold onto their fortunes for 100 years should only make a major financial decision once every 5 years! Read and understand any documents and understand the conditions of the sale and post sale (warranties and etc).

Making 240

Making Home Financial Goals At&T 240

For the Mommas

JUNE 29, 2015

Many experts recommend keeping copies of passports or digital photos of important documents on your computer, a flash drive or the cloud. If you feel you simply must store that kind of data on your computer, consider encrypting the file and/or labeling it something exceedingly boring ñ ìTerm Paper,î for example.

Identity Theft 40

Identity Theft Family Credit Cards Bank 40

Nicoles Nickels

DECEMBER 23, 2012

For the past several weeks I’ve been telling you that I would be working with Bluebird and American Express to document my experiences using the card over the next month or so. I told you how simple it was to sign up for the card, receive it and register your bank account to add money to it. This would be great for teenagers!

Bank 55

Bank Banking Phones Money 55

Nicoles Nickels

JANUARY 5, 2015

Americans’ love affair with their cars is well documented, along with the dollars they spend each year to keep them running. For example, these car washes typically use only 40 gallons (151.5 This is particularly evident in the winter time when the harsh elements can challenge even the most conscientious car owners.

Giveaway 40

Giveaway Cars Car Prizes 40

Prairie Eco-Thrifter

JULY 8, 2012

Don’t think of your budget as a finished document; it is a work in progress and it will constantly need updating and adjusting as things in your life change. Take personal finances, for example; too many people over-think their finances, with. Draw up a draft budget first and then go back and double check you haven’t missed something.

Finance 188

Finance Budgeting Budget Money 188

Savings Corner

DECEMBER 24, 2023

Bring your home inspection checklist and other documents, like repair invoices and receipts, to ensure everything was done as agreed and that the home is move-in ready. On closing day, review all the documents you sign carefully, and ask for clarification on anything you don’t understand. What’s your local market like?

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JANUARY 6, 2014

Data is lifted from the scanned documents and put into databases and files where they are fed into an automated work distributor which sends transactions in a queue to be worked by a transfer agent or mutual fund client services person. Another example is the processing of credit card transactions or banking transactions.

Cycle 169

Cycle Computers Calculators Software 169

Prairie Eco-Thrifter

MAY 23, 2015

For example, the University of North Carolina has several you could use. For the first round, I used an Open Office Text document and inserted a two column table to make cards about the size of business cards. There are sites that have templates you can fill in and print to make board games too, but they didn’t suit my needs.

Games 100

Games Making Garage Sale Kids and Family 100

Savings Corner

DECEMBER 24, 2023

Information you need to freeze your credit at all 3 bureaus It’s a good idea to gather all the documents you will need before initiating a credit freeze. Copy of tax documents, bank statements or utility bills. For example, applying for a mortgage will require a longer time period than a car loan.

Credit 52

Credit Monitors Insurance Taxes 52

Savings Corner

APRIL 4, 2024

Wind mitigation discount: If your home has documented wind-damage mitigation features, you could qualify for a lower rate. Examples include storm shutters and doors that are designed to withstand projectiles. If you’re already getting the building code compliance discount, you likely won’t qualify for a separate roof discount.

Insurance 52

Insurance Florida 2002 Home 52

Savings Corner

DECEMBER 27, 2023

When you finance the purchase of a home, for example, they include the cost of the home appraisal and home title searches that lenders require. Your lender will also tell you what you can expect to pay at closing after you apply for a mortgage, in a document called a Loan Estimate. Calculate your closing costs What are closing costs?

Calculators 52

Calculators Property Taxes Insurance Illinois 52

Savings Corner

APRIL 4, 2024

You’ll turn in any required financial documentation. For example, if you still owe $250,000 on your home, and it’s worth $325,000, your home equity is $75,000. What to consider: Having your documentation ready before refinancing a mortgage can make the process go more smoothly and often faster. You’ll pay for a home appraisal.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

Here is a real life example. Keeping your retirement account (and other documents) beneficiary designations up-to-date with an annual beneficiary review checklist. Darwin’s Money: Better Off Unemployed Than Working Amazingly, even high paid workers can be better off unemployed than working due to certain common circumstances.

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

DECEMBER 10, 2013

For example, if you are running the Windows operating system, use Microsoft’s BitLocker software to carry out full disk encryption. If you use cloud-computing platforms such as Dropbox or Box to store documents, encrypt everything that you store there. To start with, encrypt the hard drives in your computers.

Organic 202

Organic Organization Hard Drives Software 202

Savings Corner

DECEMBER 25, 2023

If the debt is past the statute of limitations , for example, making a payment will reset that clock and could lead to a lawsuit or wage garnishment. You may want to use certified mail for the best documentation. Ask for information on the debt and say you’ll call back to discuss it later.

Debt 52

Debt Consumer Communications Collectibles 52

Savings Corner

DECEMBER 27, 2023

If you have a CPA license, you can help business owners file taxes, generate balance sheets and other accounting documents and make your professional recommendations about your client’s bottom line. As a bookkeeper, you’ll process invoices and payroll, compile expense reports and more.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Savings Corner

DECEMBER 27, 2023

Examples include local business licenses, building permits, health safety-related permits, permits for home-based businesses, fire permits, industry-related permits (like running a legal practice, hospitality, construction, or manufacturing business), liquor licenses, and more. Licenses, permits, and registrations come in many variations.

Taxes 52

Taxes Fair-Trade Insurance Work 52