Savings Corner

APRIL 4, 2024

If you have specific needs or financing preferences — for example, you want an FHA loan — you might want to focus on the top mortgage lenders who specialize in those loans. Jumbo loans are for higher-priced homes that exceed Federal Housing Finance Agency borrowing limits. How much money do you need for a down payment?

April 40

April Bank Banking Credit 40

Prairie Eco-Thrifter

JULY 8, 2012

The basis of any slow and steady financial plan is the household budget; in fact, a good budget is really like a plan for your current finances as well as for a secure financial future. Don’t think of your budget as a finished document; it is a work in progress and it will constantly need updating and adjusting as things in your life change.

Finance 188

Finance Budgeting Budget Money 188

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. 20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming.

October 200

October 2011 Finance Personal Finance 200

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Common real estate contingencies can hinge on financing, appraisal, home inspection and more. Would renting for another year or two improve your financial standing?

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

JANUARY 30, 2017

A few real life examples of revenge spending: English rock star Liam Gallagher (of bands Oasis and Beady Eye) had an affair with an American Journalist and fathered a child by her. My own examples are a bit more mundane. It even might be something your spouse heartily disapproves of.

Money 100

Money Camping Equipment Bank Banking 100

Prairie Eco-Thrifter

JANUARY 30, 2013

For example, if my family were to experience a sudden drop in income, we have enough home food storage to help us along for a few months. You can get a small safe and keep all of your important financial documents, including passwords and account numbers, in the safe. Think ahead, and prepare for emergencies.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Most lenders have websites with secure portals you can use to upload requested documents.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

MARCH 10, 2013

As an extreme example, a book I just finished reading – Family Fortunes by Will and Bill Bonner – suggests that folks who want to hold onto their fortunes for 100 years should only make a major financial decision once every 5 years! Read and understand any documents and understand the conditions of the sale and post sale (warranties and etc).

Making 240

Making Home Financial Goals At&T 240

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Our goal is to give you the best advice to help you make smart personal finance decisions.

Insurance 52

Insurance Florida 2002 Home 52

Savings Corner

APRIL 4, 2024

You’ll turn in any required financial documentation. The refinancing process is similar to the purchase mortgage application process: The lender reviews your finances to assess your risk level and determine your eligibility. For example, if you still owe $250,000 on your home, and it’s worth $325,000, your home equity is $75,000.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

DECEMBER 27, 2023

When you finance the purchase of a home, for example, they include the cost of the home appraisal and home title searches that lenders require. Your lender will also tell you what you can expect to pay at closing after you apply for a mortgage, in a document called a Loan Estimate. How much are closing costs?

Calculators 52

Calculators Property Taxes Insurance Illinois 52

Savings Corner

DECEMBER 27, 2023

Your less math-friendly entrepreneurs could use your help in keeping their personal and business finances in order. If you have a CPA license, you can help business owners file taxes, generate balance sheets and other accounting documents and make your professional recommendations about your client’s bottom line.

Real Estate 52

Real Estate Re-use Podcasts Work 52