Remove Eating Out Remove Emergency Fund Remove Property Taxes Remove Restaurant
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How We Paid off Six Figures of Debt

Family Balance Sheet

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. Restaurants. We LOVE to go out to dinner! But at one time, we ate out quite a bit. Health Sharing Ministry. Who doesn’t?

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Some items are fixed and are recurring each month, but other things are variable (change month to month) such as groceries, heating/cooling, clothing, restaurants. If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out . Some of the numbers will be on your calendar.

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