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8 Action Steps for a Frugal February!

Family Balance Sheet

The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. Do you know how much money is flowing in and out of your bank accounts? 5 – Plan ahead.

February 130
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. It is NOT a spending account. He took the truck to our mechanic because a dashboard light came on. But the truth is, we have the money.

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Frugal February

Family Balance Sheet

In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. If you need encouragement and guidance with your budget, join my private Facebook group: Family Budgeters Unite! This is to keep out any trolls and help to keep the group a safe and encouraging place.).

February 100
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How to Save Money on Groceries

Family Balance Sheet

Rising prices are affecting everyone’s bank account, and groceries are leading the way. Everyone is trying to figure out how to save money on groceries! Groceries is one budget category that can get out of control very quickly, and that’s before inflation. How to Save Money on Groceries.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. It is NOT a spending account. Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month.

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5 Easy Budget Categories to Reduce

Family Balance Sheet

Need to cut your spending? If you are trying to reduce your expenses, groceries should be the first thing you attack. And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. Meal planning really is that effective.

Budgeting 100
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Eleven Tips for Easier Menu Planning | Kitchen Economics Link-Up

Family Balance Sheet

The weeks were I don’t menu plan are the weeks that I’m at the grocery store multiple times or we get take out multiple times, leading to an out of control grocery spending. Sure, there is time spent upfront; about 30 minutes for me each Sunday when I plan my menu and make a grocery list. Develop a system.