Prairie Eco-Thrifter

SEPTEMBER 16, 2013

Lots of people will say that there’s no real formula for personal finance, because it’s personal. Too much of any of these following behaviours will kill anybody’s finances, and, not only that but may lead to poor behaviours in other areas as well. Of course consumerism is a deadly sin of finance. Consumerism.

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Family Balance Sheet

OCTOBER 22, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss.

Finance 127

Finance Emergency Fund Organic Organization 127

Family Balance Sheet

OCTOBER 18, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Thanks for understanding!

Finance 124

Finance Organic Organization Emergency Fund 124

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. At times the plan felt intimidating, but it also changed the direction of our finances.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. They are also there working with you to help you reach your goals; even those financial goals. If we put our mind and actions to reaching a goal then we will complete it. Ken from Spruce Up Your Finances asks Need A Down Payment For Your House?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

OCTOBER 31, 2014

On October 1, I embarked on a month long series, 31 Days to Organize Your Finances. It was my goal to help you have a detailed financial plan for your family by the end of the month. And I think I achieved my goal, but I’ll be honest, towards the end of the month I was ready to talk/write/read about other topics.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Everything changed.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

NOVEMBER 5, 2014

That inspired me to be intentional with my finances and to follow Dave’s six steps. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. Our goal is to meet with experts and ask them for advice. Who initiated the debt free goal?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? with their goals. These folks didn’t corner the market on goal success either, instead they just got the task DONE. His 2017 goal is to make $100,000 in online income. She hit that goal in September 2016. Getting Started.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. That was the month I didn’t know if we had enough funds to cover our expenses. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. Guidelines for 2016: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

OCTOBER 15, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss.

Finance 100

Finance Organic Organization Emergency Fund 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? You are one emergency short of losing track of your finances. Doing this actually gave me the peace of mind that I needed to focus on my financial goals. Should you pay off debt or save? What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Motherhood Moments

MARCH 4, 2023

Source : freepik.com Managing finances can be an incredibly stressful and overwhelming endeavor. Start by evaluating your needs versus your wants, and make sure your spending aligns with your goals and values. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up.

Debt 130

Debt Money Building Credit Cards 130

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. Finalizing your 2013 goals? Figuring out a budget and how to meet those goals? These days, if you spend any time on most personal finance blogs, one of the author's main goals in life. As December.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We still refer to it often to remind ourselves of our goals and objectives. It’s hard to change and improve your finances if you have no idea where you currently stand. Use my Family Balance Sheet excel spreadsheet to help you organize your finances.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JULY 28, 2014

The important thing is to get started; any major goal that inspires you to do that is a good start. Once you have a goal in mind, you need a roadmap for how you’re going to get from point A, where you are now, to point B, your goal. You can do this with any goal, no matter how crazy big or far off it is. Keep Learning.

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

MARCH 19, 2014

Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed. Our goal is to have everything funded by the summer. “Setting a goal is not the main thing.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track.

Money 235

Money Emergency Fund Debt Financial Goals 235

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. The goal is to streamline payments, lower interest, and pay off debt more quickly. Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I have written often about the importance of an emergency fund. Finances after the Pandemic: We went through a rough time back in 2012/2013 and we wrote our Debt Freedom Plan as a result of it. Cash is King.

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Set Financial Goals. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. Plan for Financial Emergencies.

Family 196

Family Financial Goals Debt Goals 196

Savings Corner

DECEMBER 25, 2023

Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time. Financing your vehicle may not always be the best choice, especially if you stand to spend more than the recommended amount of your income each month toward a loan.

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. My spending plan is fairly easy to stick to. First, it involves automation. Our spending plan works because we prioritize.

Emergency Fund 202

Emergency Fund Budget Budgeting Psychology 202

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Educate yourself and your family in personal finance concepts.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Building an emergency fund also helps enormously. Who initiated the debt free goal? How often do you and your spouse discuss your finances/budget/spending?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Use the Envelope Challenge Let’s talk more about money goals.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. More diligence with finances brought in more income producing opportunities for us. For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. A life goal of ours is. emergency fund, so we started throwing what little extra we had straight.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). If married, who initiated the debt free goal? How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 6, 2016

Much of the information in it is basic personal finance guidance (with a biblical twist). Over several years, I accumulated many shares of a mutual fund which has since gone up in price. You pick a long term money goal, then figure out how much you should have at each period. My copy has a copyright date of 2008.

401K 100

401K Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. If you are risk averse, you may lose sleep (and health) worrying about the safety of your finances. As part of that, we have explored compound interest.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

OCTOBER 20, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Personal Escrow Fund.

Finance 100

Finance Organic Organization Budget 100

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. One of my personal goals in 2012 is to travel more. Okay, congratulations on that, but have you fully funded your emergency fund?

Travel 226

Travel Debt Finance Emergency Fund 226

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income. Make your goals visual. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free College Finds 100