Prairie Eco-Thrifter

SEPTEMBER 16, 2013

Lots of people will say that there’s no real formula for personal finance, because it’s personal. How they are applied will differ from individual to individual, but the principles are there. How they are applied will differ from individual to individual, but the principles are there. Consumerism. Wastefulness.

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. You’ll save money in interest and reduce your liability if times get tough.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Your City or County May Have Free Money For You.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

JULY 10, 2014

I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along. Then, stop spending money on stuff that doesn’t fit with your core values.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

AUGUST 11, 2016

I hear people say, “how am I supposed to save for retirement AND raise my kids, save for their college, AND still enjoy the present moment?” But for our own safety net, we must make our finances a priority. It’s hard to change and improve your finances if you have no idea where you currently stand. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. Our personal finances are so interwoven with our small business finances that we view them as one. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

APRIL 3, 2014

If you’ve been hit with some unexpected bills, create a payment plan and start building an emergency fund for future occasions. Thinking negative, self-deprecating thoughts won’t help your situation or improve your finances. Money Tips'

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. We’ve had several instances over the years that have shaped how we viewed and managed our money. How Our Debt Freedom Plan Prepared Us for the Pandemic. Our emergency fund.

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

JULY 28, 2014

Those books, Kiyosaki’s Rich Dad, Poor Dad , Ecker’s The Millionaire Mind , Orman’s Money Book for the Young, Fabulous, and Broke , among others, became the catalyst for a brand new personal hobby… money. Money stopped being a burden and became a hobby, something I enjoyed and thrived on- literally. How to Start.

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track. It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

View his latest articles on the University of Phoenix Birmingham and how to obtain a graphic design degree here. However, the problem is that most people do not know how. It could be due to the lack of discipline in handling money or savings just getting depleted easily. Are you having a hard time controlling your finances?

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. How to Start a Budget (and be successful at it!).

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JUNE 30, 2014

Despite our intertwined lives financially, we hadn’t combined finances up until recently. We have been brainstorming how we can do both while still pooling our money. We’ve decided that we are going to have a certain amount of money each month to save or spend toward our financial goals. Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Prairie Eco-Thrifter

MAY 25, 2014

We like to say that hindsight is 20/20, and this is especially true of money. The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

OCTOBER 20, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Personal Escrow Fund. Gift Giving Fund. building your Emergency Fund. entertainment. car service.

Finance 100

Finance Organic Organization Budgeting 100

Prairie Eco-Thrifter

JANUARY 22, 2012

I read a lot of finance blogs. You might say I’m a finance blog junkie. I’m half expecting all my friends and family to show up at my house and have an intervention, in an attempt to get my love of finance blogs under control. And, I can explain how to do it in just a short blog post. Like, a lot. What To Buy?

Finance 187

Finance Emergency Fund Re-use Simple 187

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

A surprising amount of North Americans are not putting money away consistently for retirement. With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. I know how hard it is to start saving. I know how hard it is to start saving. Found Money.

Building 225

Building Emergency Fund Money Savings Account 225

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. The problem is, every time I sent money to my savings account, I would mentally think about how much that amount would have reduced my debt. High interest charges make it harder to put money aside for saving. What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Confused about how much you should save and how you should go about saving it? Read up on emergency fund basics at Money Smart Guides. Figuring out a budget and how to meet those goals? PET Archives: How to make your own clothes. 90 is the new 70?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

MAY 21, 2013

Since living expenses consume a considerable portion of most people’s income, it is a good idea to put a lot of thought into the decision and where your money is ultimately going. A general rule of thumb is that your property needs to appreciate at least 10% in order to avoid losing money in a sale. Maintenance fund.

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

DECEMBER 6, 2012

Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. However, even if you find yourself tight on money, you can still manage to put a little away each month. How To Save. Many people think that it is too hard to put money away.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. How is it possible that a couple making $200K don’t know where $60K is going every year?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

FEBRUARY 4, 2014

While a higher income can certainly help you get your feet back under you, ultimately it doesn’t matter how high your income is if you don’t manage your money appropriately and live within your means. Now, all of a sudden, we had enough money that we could try nicer restaurants. Higher Income = Lifestyle Inflation.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Family Balance Sheet

MAY 21, 2021

After reading Dave Ramsey’s book, The Total Money Makeover , I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. Your assignment: Read How To Create your Own Debt Freedom Plan and get started on it today! 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. My University Money: Should I Pursue a Co-op Education? There were 56 submissions this week.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

NOVEMBER 8, 2012

It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. in Psychology , says that what we call things, and how we think about certain concepts, can influence our behavior. Spending Plan = Me In Charge of My Money.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

JUNE 4, 2013

In many cases, it’s not about how much we have coming in; it’s more about when the money arrives and leaves. However, I also know that I don’t know exactly when the money will arrive (we have yet to figure out the summer payment schedule for adjuncts at this particular university). Timing Matters in Finances.

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Prairie Eco-Thrifter

AUGUST 10, 2014

Insurance helps you manage your finances. After all, one hospital visit could push your finances over the edge. Life insurance can provide you peace of mind when you are concerned about your family, and what is likely to happen to the finances later. Money Tips' ” The same is true of a car.

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Savings Corner

DECEMBER 25, 2023

How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month. However, you still need to put money down — and you’ll be paying to maintain a car you ultimately will not own. Source link The post How Much Car Can I Afford?

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

JANUARY 30, 2013

Make sure that you understand escape routes from the house, and that you drill family members on how to get clear of the house, and where to meet. Know how to turn these items off, and show children who are old enough to help how to turn off the water and gas. You can augment with other emergency sources as well.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. Difficulty meeting basic family needs Counting on tax returns or pay increases to ease your financial situation Lying about spending or anything else to do with finances. So, how did you do?

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

MARCH 23, 2015

Is it really money or is it something else? If you are married, make sure you talk the money talk, frequently, with your spouse. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Educate yourself and your family in personal finance concepts. Money Tips'

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

JULY 20, 2011

While I have no desire to replace any of them right now, I also don't want our finances to be thrown for a loop when something does decide to take a trip to appliance heaven. I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. 4 - Start a replacement fund.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Savings Corner

DECEMBER 24, 2023

How to use a debt consolidation calculator to control your debt It is easy to get overwhelmed with debt, but debt consolidation offers a solution. Credit card balance transfers Transferring your debt to one credit card, known as a credit card balance transfer , could help you save money on interest. But it may not be the best choice.

Debt 52

Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

JANUARY 21, 2011

Managing Money. Financial Highway discussed money and ignorance. Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Stretching the One Income Dollar shares with us 7 ways we can spend our money. I must say I agree.

January 124

January Emergency Fund Personal Finance Finance 124