Family Balance Sheet

FEBRUARY 22, 2011

What got us through.our emergency fund. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It is for emergencies.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

Lots of people will say that there’s no real formula for personal finance, because it’s personal. Too much of any of these following behaviours will kill anybody’s finances, and, not only that but may lead to poor behaviours in other areas as well. Of course consumerism is a deadly sin of finance. Consumerism.

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Family Balance Sheet

OCTOBER 18, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 4: Day 5: Day 6: Day 7: How Much Money is Coming In? Day 8: Where is Your Money Going? Thanks for understanding!

Finance 124

Finance Organic Organization Emergency Fund 124

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. It’s hard to change and improve your finances if you have no idea where you currently stand. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. Start Saving for your Emergency Fund TODAY! ” I hear you.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Jason Price from One Money Design interviews Chuck Bentley: The Root of Riches Book Interview. Chuck wrote the book to challenge how people think about money.&#.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. Our personal finances are so interwoven with our small business finances that we view them as one. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. We’ve had several instances over the years that have shaped how we viewed and managed our money. Our emergency fund. Everything changed. How Our Debt Freedom Plan Prepared Us for the Pandemic.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

NOVEMBER 5, 2014

That inspired me to be intentional with my finances and to follow Dave’s six steps. What are the top 3 – 5 ways you found money to put towards debt. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. What inspired you to get debt free?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

JULY 28, 2014

Those books, Kiyosaki’s Rich Dad, Poor Dad , Ecker’s The Millionaire Mind , Orman’s Money Book for the Young, Fabulous, and Broke , among others, became the catalyst for a brand new personal hobby… money. Money stopped being a burden and became a hobby, something I enjoyed and thrived on- literally. Money Tips'

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track. It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

OCTOBER 31, 2014

On October 1, I embarked on a month long series, 31 Days to Organize Your Finances. During the series, we talked about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 3: I took 4 days off due to an unexpected family emergency.

Finance 100

Finance Organic Organization Emergency Fund 100

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Lack of An Emergency Fund .

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

JUNE 30, 2014

Despite our intertwined lives financially, we hadn’t combined finances up until recently. We have been brainstorming how we can do both while still pooling our money. We’ve decided that we are going to have a certain amount of money each month to save or spend toward our financial goals. Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Family Balance Sheet

OCTOBER 15, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Every month, we set aside money in our budget to cover our basic car maintenance. How will you pay for the item?

Finance 100

Finance Organic Organization Emergency Fund 100

Prairie Eco-Thrifter

MAY 25, 2014

We like to say that hindsight is 20/20, and this is especially true of money. The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. The problem is, every time I sent money to my savings account, I would mentally think about how much that amount would have reduced my debt. High interest charges make it harder to put money aside for saving. What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

MARCH 19, 2014

There is so much we could do with that money other than pay the lender. Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed. Financial Freedom Marriage and Money'

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Why would they want to save their money to get pennies a year on their principal?

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. If you need more incentive, check out I Heart Money’s 5 reasons to start a budget for 2013. How much money can you live off of? Dragging your feet on finally setting a budget? What are you waiting for?!

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JULY 10, 2014

I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along. Then, stop spending money on stuff that doesn’t fit with your core values.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

MAY 21, 2013

Since living expenses consume a considerable portion of most people’s income, it is a good idea to put a lot of thought into the decision and where your money is ultimately going. A general rule of thumb is that your property needs to appreciate at least 10% in order to avoid losing money in a sale. Maintenance fund.

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

DECEMBER 6, 2012

Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. However, even if you find yourself tight on money, you can still manage to put a little away each month. Many people think that it is too hard to put money away. Saving money is essential.

Bank 265

Bank Banking Money Saving 265

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I have written often about the importance of an emergency fund. I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. My University Money: Should I Pursue a Co-op Education? There were 56 submissions this week.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

FEBRUARY 4, 2014

While a higher income can certainly help you get your feet back under you, ultimately it doesn’t matter how high your income is if you don’t manage your money appropriately and live within your means. Now, all of a sudden, we had enough money that we could try nicer restaurants. However, this isn’t always the case.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

NOVEMBER 8, 2012

It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. Spending Plan = Me In Charge of My Money. The spending plan terminology, though, makes me feel as though I am in charge of what’s happening with my money.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Better to refinance and sink those funds into the treasury market! There were 50 submissions this week.

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

AUGUST 10, 2014

Insurance helps you manage your finances. After all, one hospital visit could push your finances over the edge. Life insurance can provide you peace of mind when you are concerned about your family, and what is likely to happen to the finances later. Money Tips' ” The same is true of a car.

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Prairie Eco-Thrifter

JUNE 4, 2013

In many cases, it’s not about how much we have coming in; it’s more about when the money arrives and leaves. However, I also know that I don’t know exactly when the money will arrive (we have yet to figure out the summer payment schedule for adjuncts at this particular university). Timing Matters in Finances.

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Savings Corner

DECEMBER 25, 2023

However, you still need to put money down — and you’ll be paying to maintain a car you ultimately will not own. Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time. Your payments cover the vehicle’s depreciation rather than its total value.

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

It could be due to the lack of discipline in handling money or savings just getting depleted easily. Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. The first question is how much money do you make?

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

APRIL 3, 2014

If you’ve been hit with some unexpected bills, create a payment plan and start building an emergency fund for future occasions. Thinking negative, self-deprecating thoughts won’t help your situation or improve your finances. Money Tips'

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Family Balance Sheet

SEPTEMBER 9, 2014

Part of that is because when you have less debt, you have more money. Your money stays yours, so you can make it work for you. We both were sick of money issues and the stress that goes with that. I wanted to be able to do the things that matter to me without having to stress out about money.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

OCTOBER 24, 2013

If you have the temperament to become a landlord, you can purchase the home and then rent it out, earning money each month. Will it take away from other things you want to spend your money on? Adding another debt obligation while you are already struggling with high-interest consumer debt, can burden your finances. Money Tips'

Buy 217

Buy Buying Debt Emergency Fund 217

Family Balance Sheet

MAY 21, 2021

After reading Dave Ramsey’s book, The Total Money Makeover , I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. I can think of many fun things to do with the money instead of sending it to the creditors every month. 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130