Penny Pinchin' Mom

DECEMBER 17, 2023

Create an Emergency Fund Let’s talk personal finances— $8,883 —that’s how much American households have in terms of emergency funds on average. It should be 6x that, and then you have your minimum emergency fund figure. You don’t want your family’s financial security to go down the drain.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. At times the plan felt intimidating, but it also changed the direction of our finances.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? with their goals. These folks didn’t corner the market on goal success either, instead they just got the task DONE. His 2017 goal is to make $100,000 in online income. She hit that goal in September 2016. Getting Started.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? You are one emergency short of losing track of your finances. Doing this actually gave me the peace of mind that I needed to focus on my financial goals. The post The Age Old Question: Should You Pay Off Debt or Save?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. Finalizing your 2013 goals? Figuring out a budget and how to meet those goals? These days, if you spend any time on most personal finance blogs, one of the author's main goals in life.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

MARCH 19, 2014

Our personal finances are so interwoven with our small business finances that they must be seen as one. Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. Our goal is to have everything funded by the summer.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

AUGUST 11, 2016

We still refer to it often to remind ourselves of our goals and objectives. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. Start Saving for your Emergency Fund TODAY! That emergency fund saved our business, our sanity, and our marriage.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession?

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. My spending plan is fairly easy to stick to. First, it involves automation. Our spending plan works because we prioritize.

Emergency Fund 202

Emergency Fund Budget Budgeting Psychology 202

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Educate yourself and your family in personal finance concepts.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

MAY 6, 2016

Much of the information in it is basic personal finance guidance (with a biblical twist). Over several years, I accumulated many shares of a mutual fund which has since gone up in price. You pick a long term money goal, then figure out how much you should have at each period. My copy has a copyright date of 2008.

401K 100

401K Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. If you are risk averse, you may lose sleep (and health) worrying about the safety of your finances. As part of that, we have explored compound interest.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. One of my personal goals in 2012 is to travel more. Okay, congratulations on that, but have you fully funded your emergency fund?

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

JANUARY 21, 2011

Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Sounds like a great goal to me. I must say I agree.

January 124

January Emergency Fund Personal Finance Finance 124