Family Balance Sheet

JANUARY 26, 2016

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. That was the month I didn’t know if we had enough funds to cover our expenses. Fortunately, I’ve never met a goal I couldn’t handle. What’s your financial goal for 2016? Guidelines for 2016: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

MAY 6, 2020

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

NOVEMBER 5, 2014

Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. Our goal is to meet with experts and ask them for advice. Who initiated the debt free goal? I focus more on the big picture (saving for a house, vacations, emergency fund, etc.)

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

OCTOBER 18, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. Day 2: What are Your Financial Goals. Day 3: I took 4 days off due to an unexpected family emergency. Thanks for understanding! Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund.

Finance 124

Finance Organic Organization Emergency Fund 124

Motherhood Moments

MARCH 4, 2023

Start by evaluating your needs versus your wants, and make sure your spending aligns with your goals and values. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

Debt 130

Debt Money Building Credit Cards 130

Family Balance Sheet

OCTOBER 31, 2014

It was my goal to help you have a detailed financial plan for your family by the end of the month. And I think I achieved my goal, but I’ll be honest, towards the end of the month I was ready to talk/write/read about other topics. Day 2: What are Your Financial Goals. Thanks for understanding! I had high hopes.

Finance 100

Finance Organic Organization Emergency Fund 100

Penny Pinchin' Mom

JANUARY 16, 2024

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Tag team with a few friends who have the same financial goals as you, whether it’s a budgeting or a savings goal, and keep each other accountable.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. We had such a sense of freedom after making that last payment and we let ourselves dream about some tangible goals that we sacrificed during those payoff years, such as travel and a new-to-us camper. Being self-employed, we need the security that it offers.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

OCTOBER 15, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. If something substantial suddenly happens, we do have an emergency fund to cover it, but now I’ve been given a warning that our van will need some major service in about a year. Welcome to 31 Days to Organize Your Finances.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

AUGUST 11, 2014

Who initiated the debt free goal? I initiated the debt free goal. At the end of the day, the ex boyfriend was kicking and screaming over my crazy debt free goal, but it proved to be indicative of his general behavior pattern. What are your financial goals now? Thank you Tracy for sharing your Debt Free Story!

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. If we put our mind and actions to reaching a goal then we will complete it. Thanks for the honesty. Sometimes a cash diet (not a crash diet) is necessary to get the ball rolling to help you reach your goals.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. One of my personal goals in 2012 is to travel more. Okay, congratulations on that, but have you fully funded your emergency fund?

Travel 226

Travel Debt Finance Emergency Fund 226

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Building an emergency fund also helps enormously. Who initiated the debt free goal? What are your financial goals now? Thanks for interviewing me!

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. – Thankful for any and all advice!

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This should start next week and my goal is to post on Fridays. And 2015 is no different.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. Medi-Share Update: One Year Later.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 4, 2015

I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

A life goal of ours is. emergency fund, so we started throwing what little extra we had straight. If married, who initiated the debt free goal? What are your financial goals now? First, we will save our six-month emergency fund. some goals, write up a budget, cut out everything you can at first, and.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free. If married, who initiated the debt free goal? We agree on what happens to our extra cash and discuss weekly our goals for saving and investing as well as any big ticket purchases on the horizon. I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

.” Dividend Growth Investor from Dividend Growth Investor shares how Dividend losers focus on excuses that prevent them from achieving their goals of financial freedom. Dividend Winners on the other hand, focus on creating specific goals, and the steps to make them a reality. What you learn is how not to live your life.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

MAY 27, 2015

Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. Our house was $150,000 (thank you Texas for affordable houses) and the thought of paying over half a million dollars for it (due to interest) made us sick to our stomach. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

FEBRUARY 3, 2016

Make your goals visual. If married, who initiated the debt free goal? What are your financial goals now? Right now, the main goal is to finish saving up all the money my husband needs to finish school, which should be done later this year. Thank you, Charissa, for sharing your story. Where could you go?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). If married, who initiated the debt free goal? What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100