Emergency Fund and January

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. If you can’t answer with the word, CASH , then please, set yourself up for success and build an emergency fund. Follow these three action steps and the list of ideas below to find the cash for your fund.

Emergency Fund

Emergency Fund Money Finds Friends And Family Sale

How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

MAY 6, 2020

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.

Debt

Debt Emergency Fund 2007 2020

Create your debt freedom plan

Family Balance Sheet

APRIL 9, 2021

We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. How to Build your Emergency Fund.

Debt

Debt Emergency Fund 2019 Debt Free

2019 Debt Freedom Plan Update

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. 1 – Save a starter Home Emergency Fund. Our 2019 Financial Goal.

Debt

Debt 2019 Financial Goals Emergency Fund

Over 40 and Worried about Money? Start here!

Family Balance Sheet

AUGUST 11, 2016

Start Saving for your Emergency Fund TODAY! If you are part of 70% of Generation X that has less than $1000 in personal savings account, start saving today for your emergency fund, whether it is the starter $1000 emergency fund that Dave Ramsey promotes, or it is 3-6 months of expenses. Where We Stand.

Emergency Fund

Emergency Fund Money Finance Debt

How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. In January and February, my husband and I were contemplating replacing our 12.5 Being self-employed, we need the security that it offers.

Budgeting

Budgeting Budget Family Debt

Grocery Budget Challenge – April Meeting

Family Balance Sheet

APRIL 30, 2014

O n the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. Visit the previous Grocery Budget Challenge Meetings : January Meeting. This will be a challenge where we’ll need discipline, support, and planning. February Meeting.

Budgeting

Budgeting Budget Groceries Grocery

HOT Earn $125 in FREE Cash

Saving With Shellie

NOVEMBER 29, 2013

That means (if you sign up today) you have until January 12 to make your purchases and you will get the money on January 17. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund. It’s free to open them and easy to manage.

Emergency Fund

Emergency Fund January Credit Cards Sonic

It’s Not Too Late to Save for the Holidays

Prairie Eco-Thrifter

OCTOBER 26, 2014

And come January, remember that saving a little bit each week for the entire year is a much easier way to go. If you have the time, you can open a Swagbucks account and search the internet for points that can be traded in for gift cards, or you can take advantage of bank cash bonus offers if you open a credit card or checking account.

Holiday

Holiday Emergency Fund Homemade Eating Out

Our Big Financial Goal for 2016

Family Balance Sheet

JANUARY 26, 2016

Fortunately we have an emergency fund and a personal escrow account for our yearly and quarterly expenses to keep us stable, but we do need to be diligent at staying within our budget. If we’re successful, life WILL be different in January 2017…for the better. The Game Plan: 1. Do you want to eliminate debt too?

Financial Goals

Financial Goals Goals 2016 Debt

Take Control of Your Money in 2015

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. Lots of possibilities and many opportunities. And 2015 is no different.

2015

2015 Money Debt Home and Garden

How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

FEBRUARY 2, 2017

Jacki and her husband take the month of January to map out their goals for the year. They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt. Save for emergencies. Read: How to Build your Emergency Fund.

Financial Goals

Financial Goals Goals Debt Budgeting

Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

FEBRUARY 4, 2015

In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Read more about Shannon’s debt free journey.

Debt Free

Debt Free Debt Financial Goals Budgeting

Our 2018 Financial Goals

Family Balance Sheet

JANUARY 17, 2018

I have started calling around for fees and hope to have this complete by end of January. Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. Read all of the updates: Our original Debt Freedom Plan. 2017 Update.

Financial Goals

Financial Goals Goals 2018 Debt

P.E.P for the Week of January 17-21/11- Spread the Happiness Edition

Prairie Eco-Thrifter

JANUARY 21, 2011

Balance Junkie discusses the January effect and shares 10 ways we can improve our financial situation in 2011. Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund.

January

January Emergency Fund Personal Finance Finance

Meet a Reader | Jennifer from Arkansas

The Frugal Girl

JANUARY 29, 2024

When my daddy passed last January, I inherited all the heavy farm labor responsibilities- I never knew I could have impressive muscles😊 It feels like I’ve been going to a homesteading college this year, it’s a love/hate relationship.

Arkansas

Arkansas Frugal College Kids and Family

Our 2017 Debt Freedom Plan Update

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Build up our Emergency Funds to 3-6 months of expenses. Start college funds for both girls. I even created a hashtag, #crushingdebt2016.

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Debt 2017 Student 2016

Meet Tracy, a Single Mom Who Paid Off $41,587 | Debt Free Stories

Family Balance Sheet

AUGUST 11, 2014

The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. What inspired you to get debt free? Was there a particular event?

Debt Free

Debt Free Debt Mom Goals

Frugal Focus

25 Ways to Find Money for Your Emergency Fund

How our Debt Freedom Plan Prepared Us for the Pandemic