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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Our emergency fund has saved us countless times and it will save us once again with the truck. If you can’t answer with the word, CASH , then please, set yourself up for success and build an emergency fund. Follow these three action steps and the list of ideas below to find the cash for your fund.

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Create your debt freedom plan

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Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. But Dave Ramsey’s view of debt is very different.

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How our Debt Freedom Plan Prepared Us for the Pandemic

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Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Yep, life was good.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I have written often about the importance of an emergency fund. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. In January and February, my husband and I were contemplating replacing our 12.5 Being self-employed, we need the security that it offers.

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2019 Debt Freedom Plan Update

Family Balance Sheet

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. 1 – Save a starter Home Emergency Fund. For the time being, we’ll continue to live well, but frugally.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Start Saving for your Emergency Fund TODAY! That emergency fund saved our business, our sanity, and our marriage.

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Our Big Financial Goal for 2016

Family Balance Sheet

My motto has always been “living well on less” and now it will be “living well on (even) less” However, there are a few things that we will not give up so I will need to add to our budget. If we’re successful, life WILL be different in January 2017…for the better. The Game Plan: 1.