article thumbnail

Yakezie Carnival November 13, 2011- November Edition

Prairie Eco-Thrifter

This week I as your host have chosen the theme of “November” and here is why. November to many of us means nothing more than turning on the heat, finishing the yard work, and beginning our hibernation from the cold. Here are some cool things that happen in November. On November 18, 1883, standard time began in the United States.

November 188
article thumbnail

Create your debt freedom plan

Family Balance Sheet

We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. DONE November 2019. Prioritize.

Debt 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

2019 Debt Freedom Plan Update

Family Balance Sheet

1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here. 8 – Start college funds for our two girls.

Debt 100
article thumbnail

Grocery Budget Challenge – April Meeting

Family Balance Sheet

O n the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. How did you do in April? Did you plan your meals regularly?

Budgeting 100
article thumbnail

It’s Not Too Late to Save for the Holidays

Prairie Eco-Thrifter

And yet, many of us become frantic in November and wonder how we’ll pay for everything. Christmas is less than 11 weeks away. We all know that it comes every year on December 25th and that there are many, many expenses associated with Christmas.

Holiday 169
article thumbnail

How We Paid off Six Figures of Debt

Family Balance Sheet

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We’re no spring chickens, so in November 2016, we started contributing again to our retirement. Health Sharing Ministry.

Debt 130
article thumbnail

Our 2017 Debt Freedom Plan Update

Family Balance Sheet

But on the other hand, we’re 47 & 55… I’m surprised I can even type that… So in November 2016, we made a decision to pivot. Our Revised Debt Freedom Plan: This revision began in November 2016 and starts where we’re at currently. Build up our Emergency Funds to 3-6 months of expenses.

Debt 100