Remove Examples Remove Financial Goals Remove Property Taxes Remove Saving
article thumbnail

How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. A zero-based budget is planning for every single dollar of after-tax income. For example, if today is May 22, then follow these steps to plan for June’s budget.

Budgeting 133
article thumbnail

Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. For example, if you still owe $250,000 on your home, and it’s worth $325,000, your home equity is $75,000. How can I get the best refinance rate?

article thumbnail

Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey.