Motherhood Moments

FEBRUARY 17, 2023

Despite the challenge focusing on 100 envelopes, many people are opting for a smaller number in line with their own personal budgets, as the original challenge is designed to save participants $5,000 over 100 days. Last Digit Hack Another money saving hack that is circulating online is the last digit challenge.

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Thrifty Budgeting Budget Bank 130

Savings Corner

DECEMBER 25, 2023

Savings goal : The amount you want to save — whether it’s for an emergency fund, short-term goal or long-term goal. Starting balance : The money you already have tucked away for your savings goal. Time to grow : The deadline for your savings goal. Annual interest rate : The interest you earn on your savings.

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Calculators Goals Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

JULY 11, 2012

For example, if you only check your email once a week (or if you primarily use your smart phone), you can definitely save money by cancelling your home internet services and using the library’s instead. For example, if you have Netflix, you might be able to stop receiving Netflix DVDs.

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Library Saving Money Money DVDs 243

Koupon Karen

APRIL 18, 2024

Common examples include: 15% off purchases over $200 $10 off the first app order Free shipping with code FREESHIP Typically distributed directly through retailer emails, partner websites, or influencer posts, voucher codes reward engagement while enticing additional spending.

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Saving Money Money Consumer Discount 52

Penny Pinchin' Mom

JANUARY 16, 2024

Now, let’s apply that to couponing: You need a source of coupons (both paper and digital coupons) You need to know how to use the coupons you have strategically to get the most out of your savings Now, this might sound easy; after all, couponing is all about either cutting them out of the Sunday paper or finding digital coupons online.

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Paper Sunday Paper Money At&T 52

The Frugal Girl

NOVEMBER 27, 2023

I actually became personally interested in saving money after the embarrassing money mistake(s) I’ll tell you about in a couple of questions. What’s the “why” behind your money-saving efforts? I try to set a good example, so hopefully that’s a good start. 😀 4. Not really.

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California Cars Car College 172

The Frugal Girl

OCTOBER 16, 2023

I am no exception, so let me tell you about two of my recent examples! The flop is just a small part of your long history of money-saving efforts. If you’ve been living the frugal life for any length of time, you’ve no doubt had a frugal activity backfire on you. A fail is a financial loss, yes.

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Frugal Activism Milk At&T 203

Prairie Eco-Thrifter

AUGUST 14, 2012

Celery, for example, is always on that list. A tomato picked from a local farmer’s tomato plant, for example, will taste a whole lot better than one that’s traveled several thousand miles to reach your local supermarket’s produce section. What are you money saving strategies? That’s outrageous!

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Organic Organization Budgeting Budget 270

Family Balance Sheet

NOVEMBER 22, 2019

For example, during Black Friday weekend, Kohl’s offered 6% cash back instead of their normal 3%. Seriously, the app has your money-saving back! Show me the money! You’ll find other stores such as, Under Armor, Dicks, Macy’s, JC Penney, Old Navy, and so many more. And they were not alone in doubling their percentage.

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JC Penneys Old Navy Airline Money 147

The Frugal Girl

DECEMBER 11, 2023

I think I have grown in this area into seeing money as a tool, instead of trying to hoard as much as possible and be miserly. What’s the “why” behind your money-saving efforts? applesauce It is also important to me not to waste money on things that don’t have much value or that I could get for less money.

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Money Kids and Family Frugal Parenting 194

Penny Pinchin' Mom

MARCH 11, 2024

For example, you can clean your marble surfaces using dishwashing soap and some warm water. This is where they exchanged goods, not for money but for other goods or services. This way, I minimize waste and save money. There are many other clever ways moms use to save money.

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Saving Money Money Mom Used 52

Prairie Eco-Thrifter

AUGUST 26, 2012

Our children learn by example. That is why it is of upmost importance that we provide positive examples for our children, as they are likely to inherit much of our lifestyle choices, both the good and the bad. You can even reward them with extra allowance with the money saved on gasoline and car upkeep.

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Thrifty Recycle Recycled Recycling 189

The Frugal Girl

NOVEMBER 20, 2023

What’s the “why” behind your money-saving efforts? We save aggressively for retirement even though my husband will have a pension that he will be eligible for in about 6 years. The security I mentioned before is a bit part of it. It’s easy because I have a partner with the same values.

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Iowa Friends And Family Sale Boys Son 168

Fashion Without Guilt

JULY 6, 2009

I came across a great video on MSN about saving. Margie Read is a great example of someone that appreciates and understands the real nature of "frugal". Tags: money management recession money margie read frugal tip monday msn finance affordable saving economy. Video Credit: MoneyTalkNews.

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Video Frugal Money Money Saving 40

Coupons Do Work

MAY 17, 2016

This a website that has TONS of money saving opportunities. You can Save money with them by using the following : printable coupons, grocery coupons, online discounts, comparison shopping, free samples, and deals. Dr Scholl’s – Print $9 in Insert Coupons! There are tons to chose from.

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Red Plum Free Stuff Dog Food Vicks 100

Saving Everyday

SEPTEMBER 12, 2022

To this day, I’m always looking for creative ways to save money each month , and many of the things on this list came from my dad. Money saved is money earned. Money you don’t spend = money saved = money earned. For example, are you using that gym membership?

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Saving Money Money Saving Bills 52

Penny Pinchin' Mom

MARCH 11, 2024

There’s a saving challenge that involves using 100 envelopes. The idea is this: Get 100 envelopes Label them #1-#100 Put cash in the envelopes in correspondence with the number For example, on day one, in envelope #1, put in $1. At this point, you will have saved a whopping $5,050, and then you can start again.

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Saving Money Money Saving Credit Cards 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Also See: Clever Ways to Save Money Tips on How to Save Money From Your Salary Without Drastically Changing Your Lifestyle The trick I’ve found that works is to find ways to balance things out. My family chooses to eat out once per week, for example.

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Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

JULY 20, 2011

Being employed full-time and running two home-based businesses over the past few years, I’ve learned the true meaning of the phrase “time is money.&# I must consider time commitments before I go ahead with any money-saving initiative. A good example of this is clipping coupons. Avoiding Rewards.

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Frugal Personal Finance Frugal Life Money 174

Savings Corner

DECEMBER 27, 2023

Either strategy can save you a lot of money. For example, let’s say you owe $10,000 with a 4.5% But it will help you pay the debt faster and save money on interest. For example, refinancing a $50,000 student loan with an 8.5% interest rate. Opting for a shorter term may increase your monthly payment.

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Student Refinancing Debt Free Debt 52

Couponing 101

APRIL 12, 2013

For example, if you redeem 4 offers before the end of April, you’ll get a 50¢ bonus! This is a great way to save even more on groceries, on top of coupons and sales! Earn Money Rebates Rewards Programs apps cash back apps free apps grocery apps ibotta ibotta app money savings apps'

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Groceries Grocery Money Saving Money 72

Penny Pinchin' Mom

FEBRUARY 16, 2024

How much of that do you have saved up as we speak? The simple truth is that not many people have enough money saved up to buy a car. For example, if you want to buy a car worth $20,000, you could decide to save $1,000 a month for 20 months or $5,000 a month for four months. Let’s say, for example, $500 a month.

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Cars Car Bank Banking 52

Prairie Eco-Thrifter

FEBRUARY 4, 2011

For example, I generally cannot diagnose myself if I get sick (although I try, thank you Web MD). Another example of my limitations (of which there are many) would be the fact that I could not design a remodeling of a house. But Isn’t Time, Money? However, if I can save $40.00 Saving Time Saves You Money.

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Saving Money Money Fair-Trade Saving 150

Couponing 101

MARCH 18, 2019

Real life example: I recently bought a 5-lb. Translation: 3 minutes to save $2.50 , or $50 per hour! Little money saving efforts like these really do add up. Hopefully this will help someone to save a little money on groceries this week, and a lot of money over time! package of ground chuck at $1.49

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Bulk Saving Money Money Buy 85

The Frugal Girl

OCTOBER 30, 2023

What’s the “why” behind your money-saving efforts? Of course, due to my upbringing, I was used to getting along with little money. But I had a few years where I really enjoyed that I could spend more money without thinking a lot. __ Lina, it was a delight to get to know you!

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Green And Frugal Home and Garden Lunch Lunches 207

Prairie Eco-Thrifter

FEBRUARY 7, 2011

Here’s a list of all of the participants so you too can read some of the great day-to-day money saving tips that were shared on Friday! Jacob from My Personal Finance Journey shares tips about how he saves big money on food and beverages at Saving Money On Food & Drinks at Happy Simple Living.

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Swap Personal Finance Finance Saving Money 113

Family Balance Sheet

JANUARY 28, 2022

Examples: Heinz ketchup: $2.29/32 For example, a typical sale for chicken breast is $1.99 For example, Purex (50 oz) detergent was recently promoted at $1.77 Examples of recent loss leaders I’ve found: 16 oz box Barilla pasta: 67 cents, limit 6. (28 071/oz, vs. $3.49/64 I’ll chose the larger size. 3 lbs = $2.99/lb

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Saving Money Groceries Grocery Money 130

Saving Cents With Sense

JUNE 5, 2013

While a lot of people try taking big steps – selling their large homes and moving into smaller ones, for example – there are also a number of smaller steps that can be taken to cut down your costs. For example, set the timer on your thermostat so that you do not pay to cool the house while nobody is at home to enjoy that expensive, cold air.

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Plumbing Repairs Home Roto Rooter 111

Couponing 101

JUNE 2, 2019

Some examples are Organic Valley, Horizon Organic, Stonyfield, and Annie’s. Late July is a great example. Another way to get organic coupons is to check the company site for printable coupons. Many companies will send coupons by mail if you ask for them.

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Organic Organization Food Whole Foods 89

Couponing 101

AUGUST 3, 2012

Some examples of the recipes include: Tasty Chicken Casserole. Thanks, Money Saving Mom ! If you are looking for some quick and easy dinners, this is the crockpot chicken cookbook for you! Inside 40 Tasty Slow Cooker Chicken Recipes you will find a wide variety of recipes to try. We hope you enjoy them all! Cream Cheese Chicken.

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Crock Pots and Slow Cookers Recipes Easy Dinner Main Dishes 102

The Frugal Girl

FEBRUARY 26, 2024

What’s the “why” behind your money-saving efforts? I’ve learned a lot and while some things are too late for us (taking advantage of years of compounding interest, for example), it’s just the right time for them. We talk to them about money and saving and are honest about our missteps.

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Daughter Green And Frugal Money Grandmother 130

Prairie Eco-Thrifter

AUGUST 28, 2014

Kiplinger’s argues, “In the absence of a gigantic repair bill–you need a new engine, for example–an old car is almost always cheaper to own than a new one.” Almost always, working with the vehicle you have rather than buying a brand new one makes more economical sense and is better for the environment.

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Saving Money Work Money Cars 198

Couponing 101

MARCH 12, 2011

You can see an example of six months worth of trash in their home – it all fits in two hands. Thanks, Money Saving Mom ! I am in AWE. This family lives a Zero Waste lifestyle – meaning they REFUSE, reduce, reuse, and recycle almost everything. When I came across the Zero Waste Home blog I was captivated.

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Compost Composting Reuse Recycle 69

Prairie Eco-Thrifter

JUNE 20, 2012

For example, if you earn $50k, you could afford a house worth $170k. Closing costs can be as much as 20 per cent of the purchase price, for example. Both of these figures are the higher end of the scale and where possible, it’s advisable to be aiming for lower. What Is an Affordable Mortgage? Don’t forget about living expenses too.

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Money Home Debt Buy 186

Couponing 101

MAY 14, 2011

The picture above is just an example of what you will receive. Thanks, Money Saving Mom for the image and info! The $20 for the Party Kit is considered a donation and is tax deductible! Kits are similar but not identical. I think the coupons alone would probably make this kit worth the $20. What do you think?

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Home Organic Organization Donation 66

Saving Everyday

AUGUST 29, 2011

Here is an example: “T o whom it may concern, I just wanted to take a moment and tell you that I absolutely love your (insert product name). I would love any money-saving coupons you could send, as I know I will be buying these products for a long time to come. Today’s company: Alexia and you can contact them HERE.

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Money Saving Money Coupons Free 68

Saving Everyday

AUGUST 30, 2011

Here is an example: “T o whom it may concern, I just wanted to take a moment and tell you that I absolutely love your (insert product name). I would love any money-saving coupons you could send, as I know I will be buying these products for a long time to come. Today’s company: Wishbone and you can contact them HERE.

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Money Saving Money Coupons Free 61