Prairie Eco-Thrifter

DECEMBER 6, 2012

Then, roll the change, take it to your local bank and deposit the change in your savings account. One of the most effective ways of saving change is to have it removed from your paycheck automatically. Set a specified amount, say $25 per pay period, to be deposited into your savings account. Automatic Deposit.

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Bank Banking Money Saving 265

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

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Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MARCH 22, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. When you are young and many years from considering retirement (and not earning much), it’s tough to save money. Live simply.

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Money Personal Finance Consumerism Plumbing 124

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JULY 30, 2012

If you can choose to develop a more positive attitude about your finances, you’ll find it easier to make a few small changes in your saving and spending. Remember, that is what you are working towards – a secure financial future for you and your family; this is not about short-term gains. and follow it?

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. Create a separate savings account and call it your Emergency Fund.

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Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

FEBRUARY 22, 2011

Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. It is not a spending account. Save it and forget about it. Which comes first: saving for an emergency OR paying off debt? It is for emergencies.

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Emergency Fund 2007 Personal Finance Debt 127

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

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Craigslist West Virginia Bank Banking 78

The Frugal Girl

MARCH 4, 2024

We consider her our “bonus kid” and our family is extremely close. I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Although my parents never specifically taught me about finances, they lived a frugal life by necessity. Go figure.

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Green And Frugal Kids and Family Hotel Frugal 179

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? Believe me when I tell you that your financial literacy is just as important as taking care of your family. With a better credit score rating, you have access to better financing options, which, in turn, can help you take advantage of future investment opportunities.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. The more complicated your finances are, the harder it all seems. Plus you’ll be amazed at how your savings add up!

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Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

AUGUST 19, 2012

Everyone is different, so the strategies will be different for each person. Pertinent knowledge and prior planning will help you limit the long-lasting effect financial difficulties can have on you and your family. Consider it insurance and don’t fret that it’s only earning measly interest in a savings account.

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Emergency Fund Insurance Debt Credit Cards 222