Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. Start Saving for your Emergency Fund TODAY!

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. Create a separate savings account and call it your Emergency Fund.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

FEBRUARY 22, 2011

Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. It is not a spending account. Save it and forget about it. Which comes first: saving for an emergency OR paying off debt? It is for emergencies.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Absolutely!

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

JULY 30, 2012

Remember, that is what you are working towards – a secure financial future for you and your family; this is not about short-term gains. A budget is like a personal financial plan; without it, you are unfortunately doomed to financial hassles, unless you have so much money, it doesn’t matter what you spend!

Debt 202

Debt Budgeting Budget Finance 202

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

Craigslist 78

Craigslist West Virginia Bank Banking 78

The Frugal Girl

MARCH 4, 2024

We consider her our “bonus kid” and our family is extremely close. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Aside from those exceptions, we did all the work ourselves and with the help of family. Our son is 29 and biological.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? Believe me when I tell you that your financial literacy is just as important as taking care of your family. With a better credit score rating, you have access to better financing options, which, in turn, can help you take advantage of future investment opportunities.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. Assess Your Bank Accounts The next simple thing is to look at your bank accounts; if you have several, think whether you need them all.

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

AUGUST 19, 2012

Everyone is different, so the strategies will be different for each person. Pertinent knowledge and prior planning will help you limit the long-lasting effect financial difficulties can have on you and your family. Consider it insurance and don’t fret that it’s only earning measly interest in a savings account.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222