The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. My mom cut coupons and sewed her own clothes and mine, as well. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation.

Green And Frugal 181

Green And Frugal Kids and Family Hotel Frugal 181

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. You are one emergency short of losing track of your finances. And there are tons of other benefits as well.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. Mid-Life & Finances. This year, I will be writing more about finances at this point in life. What are your financial goals for 2016?

2016 100

2016 Money Financial Goals Debt 100

Family Balance Sheet

OCTOBER 9, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Do you pay for water

Budgeting 100

Budgeting Budget Finance Organic 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Being a newlywed means you have a few things to get used to, and that includes the way you handle your finances. As you begin to navigate the waters of newlywed finances, here are 5 money tips that can help you out: 1. Really get into the “why” behind your financial decisions. Set Goals Together.

Money 252

Money Finance Motivation Goals 252

Prairie Eco-Thrifter

JULY 28, 2013

Are financial your goals aligned with your spouses? How have you divided up financial chores and is that working well? Are you making progress towards the life and finances you want? Sometimes it helps to take time out and just stare out the window while you consider these and other financial thoughts.

Activism 229

Activism Goals Kids and Family Finance 229

Family Balance Sheet

DECEMBER 10, 2014

Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? N/A (I was single then).

Debt 227

Debt Debt Free Financial Goals Goals 227

Savings Corner

APRIL 4, 2024

With refinancing, you can change the loan type as well as your lender. The refinancing process is similar to the purchase mortgage application process: The lender reviews your finances to assess your risk level and determine your eligibility. How to refinance your mortgage What happens when you refinance your home or rental property ?

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Consider not only the financial aspects, but the life enjoyment aspects as well. Educate yourself and your family in personal finance concepts.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. The industry has done really well in other countries like England and New Zealand and it will likely become a big part of the American lending environment over the next few years. Money Tips'

Debt 188

Debt Personal Finance Finance Credit 188

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

APRIL 10, 2014

I can only hope that she makes the decision to take control of her finances by finding a living space and a lifestyle that she can both live with and afford to support in the long term. Have you ever sacrificed your long term financial well being for convenience and ease in the short term? Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

NOVEMBER 19, 2014

Who initiated the debt free goal? Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? Daniel does all the day-to-day finances.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Follow this pattern and you are well on your way to generating savings. Set Financial Goals. It is the same with your family finances.

Family 196

Family Financial Goals Debt Goals 196

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. Since we just celebrated the New Year, now is the best time to clean up your finances. Set Monthly Money Goals.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Our personal finances obviously require attention all year long. Clean out and organize paper files for personal finances. After 44 years of marriage, we have collected quite a bit of financial information. Set financial goals for the year. Update our marriage timeline document.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. Well, you know how that ends…someday, we’ll travel extensively. .

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JULY 22, 2015

He is a financial coach and blogs at Well Kept Wallet. I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. When we got married, we combined our finances and realized how much debt we actually had.

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

JULY 28, 2014

Just as a gardener tends to his or her garden and makes adjustments in water levels, sun exposure, etc when a plant is struggling or when unexpected weather hits; money hobbyists like myself cultivate our finances in much the same way. Money Tips'

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

Understanding what you want from your money, and from your life, will help you make the changes in behavior that really matter to your finances, and that can actually help you improve your quality of life. Setting Financial Goals: Make Them Smart and Simple You’ve heard the saying that nothing worthwhile is achieved without a goal?

Motivation 250

Motivation Money Goals Finance 250

Family Balance Sheet

SEPTEMBER 9, 2014

It’s all about living with the choices you make, and changing what isn’t working vs. telling yourself “oh well, but I can’t do that because __.” Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to you finances, are you doing okay, but know you could be doing better? So, don’t set goals based on a monthly budget that has some wiggle room in it for fun things, things that enhance your life. You know your finances and where that line is between reasonable and too much. Get Specific with Goals.

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

MARCH 18, 2015

She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. We paid off the remainder of our mortgage, which was about $150,000, as well as some law school loans, and a car loan. Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. The short term sacrifice was for the long term goal of being debt free. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I ended up taking Financial Peace University as well. I will NEVER finance a car again. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Would renting for another year or two improve your financial standing? Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. More diligence with finances brought in more income producing opportunities for us. We rarely argued about finances since we paid the decision to be debt free. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Las Vegas Finance 100

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. His Financial Peace University teaches people how to make the right decisions regarding money and empowers them to achieve their financial goals.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Family Balance Sheet

JUNE 16, 2015

We had a rough few years financially and we just looked at each other one day and realized we couldn’t live like that anymore. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? Well, not really. Jason is the nerd.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

AUGUST 11, 2014

Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now? Just like any other life changing goal, you have to want the long term result to make the short term sacrifices.

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

FEBRUARY 18, 2015

In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete. When this happened we not only were devastated emotionally, but would end up going to have our finances basically implode a few weeks after this. Was there a particular event?

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JULY 2, 2015

This may seem like a strange answer to put in this section, but we believe in helping others when they are struggling and putting our finances towards caring for our community and others around the world. We save and try to manage our finances, but do so with an openness to give money away as well.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

SEPTEMBER 20, 2016

Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now? As well as me starting up my education full time and completing that. I am the nerd and he is the free spirit. I am very happy.

Debt 100

Debt Debt Free Bath and Body Works Gas 100