Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s hard to change and improve your finances if you have no idea where you currently stand. ” I hear you. It is a lot. 5 Strategies to get Started: 1.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

MAY 21, 2021

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. 2 – Create your Debt Freedom Plan. This list became our personal Debt Freedom Plan.

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Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

NOVEMBER 19, 2014

We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. Daniel does all the day-to-day finances.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

FEBRUARY 26, 2011

6 Ways to Save Money On a Gym Membership [link] #. Reading: Carnival of Money Stories # 94 Introspective Edition [link] by @ InvestItWisely # Yakezie Get your cup of coffee out. #. Reader Asks About Selling Home to Pay Off Debt – [link] I agree. Selling your home will not fix your money management issues. #.

Pay Off Debt 113

Pay Off Debt Swap Debt Finance 113

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Mike from Personal Finance Journey wants to know if coupons are worth it.

Debt 145

Debt Fridays Win Green And Frugal 145

Prairie Eco-Thrifter

JUNE 24, 2012

Here is the list of prizes as well as the winners: iPad (sponsored by Prairie Eco Thrifter and Sustainable Personal Finance ) Nicole D. $25 Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20 Copy of The Total Money Makeover (sponsored by Money Qanda ) Jennifer Jo A. Thanks again for entering!

Giveaway 100

Giveaway Personal Finance Gift Cards Finance 100

Prairie Eco-Thrifter

JUNE 6, 2011

Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days? I started making smaller consistent payments that I could afford month after month and before I knew it my debt was gone.

Pay Off Debt 176

Pay Off Debt Win Debt Goals 176

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Don’t Quit Your Day Job: Refinance Your Mortgage and Pay the Same Amount? That man was Steve Jobs.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

APRIL 9, 2021

Yet after listening to Dave’s approach, I knew I didn’t want to be anybody’s slave and if I was being honest with myself, the total amount of debt payments we made every month was ridiculous. There were a lot more fun and purposeful things we could have done with that money than pay the lender. A guiding light!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

FEBRUARY 21, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re tired of sky-high car insurance premiums, don’t miss Finance Fox’s post on alternative ways to save on car insurance. Paying off debt is hard to do. Are you a young professional?

Fridays 165

Fridays Insurance Real Estate Debt 165

Prairie Eco-Thrifter

MAY 1, 2013

The result is that your money will last indefinitely. Your money really can last forever. If you lose your job, or encounter another financial setback, 30% of your income might be too much to handle for a mortgage payment — especially if you have other debt. Money Tips' But What If Things Change?

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Prairie Eco-Thrifter

JUNE 25, 2013

It means you have to set more money aside for retirement now, but your future self will thank you. Too often, we forget to plan for the impact of inflation on future finances. You might pay taxes on the money now, but you avoid taxes on the earnings later. And plan to pay more in taxes than you expect.

Making 201

Making United States Taxes Health Care 201

Family Balance Sheet

JULY 2, 2015

I did read about the Dave Ramsey method, however, I knew that for us, it would take something more extreme than cutting expenses and putting that money towards our debt. Once we did that we were able to pay everything off at once. What are the top 3 – 5 ways you found money to put towards debt.

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Student Debt Debt Free Finds 100

Family Balance Sheet

AUGUST 5, 2015

We decided to declare it our year of health and align our diets and become more healthy, invest more in our community at church and clean up our finances. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Finds Finance 100

freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free.

Budgeting 130

Budgeting Budget Debt Debt Free 130

Family Balance Sheet

FEBRUARY 22, 2011

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Don't confuse this money with vacation money or new furniture money. Absolutely!

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

SEPTEMBER 29, 2016

How much debt did you pay off? What kind of debt was it? worth of debt. We owed money to just about everybody. We had two student loans that still had balances, even though we’d already been paying on them for 10 years. What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JUNE 16, 2015

What are the top 3 – 5 ways you found money to put towards debt. We cut our lifestyle to nothing and threw all that extra money at the debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. There were no money arguments.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 23, 2016

We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. 5 Steps to Crush Debt in 2016. Stretch yourself.

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Debt Goals 2016 Calculators 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. towards debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JANUARY 6, 2011

I was literally throwing my money out the window. This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. 5 Steps to Crush Debt + a FREE Debt Payoff Tracker. In reality, they were driven, focused, and S.M.A.R.T.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

APRIL 4, 2024

It offers a set amount at a fixed interest rate, so it’s best for borrowers who know exactly how much money they need. While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool. to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Have more money automatically withdrawn from your paycheck and put in your 401k. If you’re still worried you’ll break your resolution, consider motivating yourself by money. Paying Off Debt. The top 3 financial resolutions?

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. Earn extra money. Where are you from?

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Debt Debt Free College Finds 100

Motherhood Moments

FEBRUARY 7, 2023

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. It also released its nationally representative 2023 Valentine’s Day Spending Survey , which found that more than 1 in 4 of Americans expect their Valentine to not spend any money on gifts this year.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

DECEMBER 10, 2014

It took just over a year (14 months to be exact) before I paid off all my debts and became debt free! I was only bringing home a net income of $3,000 a month, so paying $1,000 each month towards my debt was a lot of money, and took a lot of sacrificing. What inspired you to get debt free?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

MAY 27, 2015

We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 22, 2020

Financially speaking, he focuses on building the business and I focus on managing our home and finances. When I first approached him about paying off these debts early, he said to me, “it’s not going to happen by clipping coupons. My grocery strategies: How to Save Money on Groceries. We said NO a lot.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 2, 2016

Arguably if I’d known about all the great free advice around at that time I’d have got out of debt sooner, but in the early days it was really a case of trying to figure it out for myself. What are the top 3 – 5 ways you found money to put towards debt. For example I got up at 3.45 am most days to start work.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. ” We’ve been there too.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. The inspiration to pay off my debt was watching my grandmother balance her checkbook. She was so meticulous with her money.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Saving Cents With Sense

FEBRUARY 17, 2016

Before getting married, you’ve likely researched the financial questions you should ask each other, but do you know how your wedding will affect your finances once the “I dos” are said and the wedding certificate is signed? Paying Off Debt. Community Property Laws. Some states have community property laws.

Taxes 40

Taxes Debt Finance Wedding 40