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Our 2019 Financial Goal

Family Balance Sheet

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? These folks didn’t corner the market on goal success either, instead they just got the task DONE. Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence.

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Our Big Financial Goal for 2016

Family Balance Sheet

At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. What We Won’t Give Up. Most importantly, we need to remember that the sacrifices that we make to achieve this goal are just for this year. What’s your financial goal for 2016?

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Also see: The Best Personal Financial Books for Young Families Get a Financial Advisor A financial advisor will help you do three things: Get a hold of your expenditures Structure your savings Maximize your investments These are all steps that, if practiced consistently, will help you grow your personal wealth in the long run.

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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. What gives? Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Move up the Student Loan Payoff Date.

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Find out How Acadia & Her Husband Paid off $97,000 in Student Loans

Family Balance Sheet

Include anything that you’d like to add to give the reader an idea about your personality. All of our debt was $97,000 in student loan debt. Give to others. We save and try to manage our finances, but do so with an openness to give money away as well. If married, who initiated the debt free goal?

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