Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. It will help you achieve your financial goals faster.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Apply any Found Money to our Goals. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

JANUARY 19, 2012

As I planned my goals for 2012, I realized that I made only one goal for myself in 2011. I was racing to beat my personal goal of a 10 minute mile pace. Over the course of 2011, I learned some lessons about myself and how I respond to goals. 5 Steps to Succeeding Your Goals. 5 Steps to Succeeding Your Goals.

Goals 127

Goals Dairy Queen 2011 2012 127

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. We can now move on to other financial goals. For the time being, we’ll continue to live well, but frugally. 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

AUGUST 25, 2014

At the beginning of the year I set a goal for myself to have one hour of unplugged time each evening to enjoy offline and tech-free activities. This goal specifically was meant to foster more one-on-one time with my then fiancé (now husband!!), It works out really well and we connect. and has been fairly conducive to doing that.

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. 40 wellness reimbursement from our Aflac policy. But in the end, $155 is still a gift. My Frugal Shenanigans! Total Found Money in August: $155.52.

August 130

August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. IT WAS TIME WELL SPENT! My husband is many things, but he is not a mind-reader, so creating this binder was on my to-do list for some time. It took about two hours to gather everything needed for the binder.

Family 130

Family Financial Goals 2020 Insurance 130

Prairie Eco-Thrifter

JULY 28, 2013

Wake up refreshed this Sunday morning and reflect on your financial life as you sip those first cups of coffee. Are financial your goals aligned with your spouses? How have you divided up financial chores and is that working well? Are your goals meshed with theirs? Do the kids know what the goals are?

Activism 229

Activism Goals Kids and Family Finance 229

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. It is possible to eat well on a limited grocery budget. What are your financial goals for 2016? But, I’m ready to take on 2016!

2016 100

2016 Money Financial Goals Debt 100

Prairie Eco-Thrifter

JULY 28, 2014

It can be something financially prudent like starting a retirement account or something totally frivolous like saving for a vacation. The important thing is to get started; any major goal that inspires you to do that is a good start. You can do this with any goal, no matter how crazy big or far off it is. Put a System in Place.

Hobby 189

Hobby Money Making Goals 189

Saving With Shellie

JULY 22, 2011

My goal is to save as much money as I can this fall. That’s my goal. I don’t know if it’s attainable in a few short months but having this lofty goal has me determined to save. Many of my fellow Deal Pros are determined to save as well. But remember, little goals are a great start. Happy Saving!

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Consider not only the financial aspects, but the life enjoyment aspects as well. Are you financially independent? Life really is a journey that you only travel once.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Share things you like spending money on (things vs. experiences), as well as your reasons for some of the money decisions that you make. Really get into the “why” behind your financial decisions. Talk about these issues, and determine how your financial situation to look. Set Goals Together.

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. Frugal living is not about deprivation.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. And his hours at the Y fit into his and our family’s schedule well. But one thing we didn’t want to do was feel like we were living a life of “lack” or sacrifice. We want to have our cake and eat it too. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

JUNE 17, 2018

I followed the Square Foot Gardening technique and it served me well for many years. The garden was my hobby for many years, but in the end, the weeds took over so much that I stopped enjoying my hobby and it became a dreadful chore. , we’re working on our Financial Vision Board in the month of June.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

NOVEMBER 11, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. What We Ate this Week: Monday: Taco boats. I found some taco meat in the freezer and mixed in a can of black beans. I bake the boats in the oven.

Frugal 100

Frugal Fridays Financial Goals Homemade 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Follow this pattern and you are well on your way to generating savings. Set Financial Goals. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. Without careful planning and setting these goals, your bottom line suffers. It is the same with your family finances.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. Got turkey leftovers: 20 Recipes for Turkey Leftovers and if you’re sick of turkey, it freezes really well–how-to details in the post.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Savings Corner

APRIL 4, 2024

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. But if you’re looking for growth, consider investing strategies that match your long-term goals. In contrast, higher-risk investments are better suited for long-term goals. Department of the Treasury.

April 52

April Lowes CD Bank 52

Savings Corner

DECEMBER 23, 2023

Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan. Preparing for the Future Graduation is often a time when other life milestones start taking shape as well. You truly never know when the unexpected will happen.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. What We Ate this Week: Sunday: Using leftover turkey & gravy, I made Turkey & Waffles , steamed vegetable.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. There are lots of great sites, such as this one, that offer great tips on making budgets for all types of people and goals. Get Specific with Goals. You need to flesh out this goal into much more specific ones.

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. We have Aflac supplemental insurance and I received our yearly $40 wellness benefit. My hope is to have it all paid off by the end of 2016 and to do so we need to get creative and resourceful. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m sure many of your friends would appreciate the cozy home setting as well as the affordability of it all. If you learn how to save money from your monthly salary in a smart way, you don’t have to drastically diminish your lifestyle expenses to achieve your financial goals.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

FEBRUARY 5, 2013

You may have different needs and desires and goals for your life. Although my spouse and I didn’t do this, we got lucky and had similar upbringings in the money sphere and we grew to have common goals. Yes you are married, but you are still an individual as well. If All Else Fails, Get Financial Therapy!

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

Decide whether you want your money to help you reach certain goals, or whether you view money as an end itself, or a way to show your status. Will this expenditure help me reach my goals? Make sure you ask yourself if your spending is helping you toward your money goals. Well, this is especially true with your financial.

Motivation 250

Motivation Money Goals Finance 250

Prairie Eco-Thrifter

JULY 11, 2013

Hope your week went well. Are you struggling to find motivation with your financial goals? Happy Friday everyone. My week, just like last week has been a blur. This course is taking a lot out of me. I am definitely noticing I don’t seem to have the same stamina I did when I was younger. as MMD at My Money Design thinks.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

OCTOBER 28, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. What We Ate this Week: Homemade New England Clam Chowder , tossed salad: I made this soup as a surprise for my family. They LOVE it.

Crock Pots and Slow Cookers 100

Crock Pots and Slow Cookers Frugal Health Insurance Fridays 100

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. Our mission: Live WELL On LESS Money. That wasn’t very frugal of me, but our house was really hot and we all wanted to sleep well. Frugal Friday: A recap of how we frugal-ed our way through the week. I actually turned the AC on for a few days this week.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. One of my kids was not feeling well, so we stuck around our home and hubby and I got a lot of housework done. Our monthly grocery budget for my family of 4 is $500. We ate leftovers.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. To make life a little easier this week, I made double batches of dinners, as you’ll see below and that worked well. Our monthly grocery budget for my family of 4 is $500.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Prairie Eco-Thrifter

APRIL 10, 2014

Have you ever sacrificed your long term financial well being for convenience and ease in the short term? What do you say to people complaining to you about their finances when they are clearly making poor choices?

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

SEPTEMBER 9, 2014

It’s all about living with the choices you make, and changing what isn’t working vs. telling yourself “oh well, but I can’t do that because __.” Who initiated the debt free goal? We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

NOVEMBER 19, 2014

Who initiated the debt free goal? For years Daniel did the finances all by himself and Amanda would stay in the allotted budget amounts, but it didn’t work well for us. What are your financial goals now? When you can agree on a common goal then you both be very excited and motivated to get the debt paid off.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245