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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. But after that, our goals were not as specific. After our mortgage, grocery spending is our next largest expense.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” Make it visual. Be S.M.A.R.T.

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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. And his hours at the Y fit into his and our family’s schedule well. In 2013, our average monthly grocery spending was $635. But one thing we didn’t want to do was feel like we were living a life of “lack” or sacrifice.

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. Groceries. I talk a lot about grocery spending on this blog. Gym Membership.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. 12 – Do It Yourself.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. How much can you save just by cutting out non-essential spending? Challenge yourself to question your purchases and spending through out the month and see how much you can save. ” Trust me, YOU WILL SURVIVE!

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Take Control of Your Money in 2015

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My husband and I make some financial goals at the start of every year. I started the Debt Free Stories interview series back in September and it has been really well received. Lots of possibilities and many opportunities. Every January 1, I get caught up in the hopeful feeling of the upcoming new year. And 2015 is no different.

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