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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. This is a 12-month spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. This is a 12 month spreadsheet.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Get started: Define your personal and financial goals. Is location the top priority?

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

When you refinance your home, you’ll apply in a similar way to when you applied to purchase your home. You’ll turn in any required financial documentation. You’ll pay for a home appraisal. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. Another way to think of a budget is a spending plan.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Small home = Low Expenses. Everything looked great on paper.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals.