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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments.

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How to Make Good Financial Decisions

Prairie Eco-Thrifter

Good decisions can result in your ability to get a better job, make more money, save more money, invest for gain and other steps that help you end up in financial plus land. How much and what type of insurance coverage will you need? To get ahead in life, you need to make more good decisions than bad.

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What to Do With Money: A Mom’s Guide to Smart Money Management

Penny Pinchin' Mom

It’s yet another way of making sure that they (and you) are going to be financially okay in the future. With that in mind, here’s what to do with money to make sure the cash flow lasts and sets you up for a wealthier future. In my book, insurance is an absolute necessity. They can be anything.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Related Reading: How to Save Money on Groceries. Are you paying too much for home/auto insurance, cable, internet, cell? Put the money saved into your emergency fund. Put the money in your emergency fund instead. 3 – Reduce your monthly utility bills. An easy lunch idea in one word: leftovers!

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet? Put the money saved into your emergency fund. But when you’re trying to save money, cut out this costly expense. Put the money in your emergency fund instead. 3 – Reduce your monthly utility bills. 5 – Brown bag your lunch.

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Find out how Maureen Paid off $79,540 in Credit Card & Student Loan Debt

Family Balance Sheet

When I did this I ended cutting my cable bill in half, rewrote my car and house insurance saving me $300 per year, stopped the coffee runs, and just about eliminated my dry cleaning bill. Every penny I saved went to paying down debt. I have a tendency to use money saving apps to help cut costs and control spending.

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