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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments.

Budgeting 100
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Are you paying too much for home/auto insurance, cable, internet? Put the money saved into your emergency fund. But when you’re trying to save money, cut out this costly expense. Put the money in your emergency fund instead. 3 – Reduce your monthly utility bills. 5 – Brown bag your lunch.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Related Reading: How to Save Money on Groceries. Are you paying too much for home/auto insurance, cable, internet, cell? Put the money saved into your emergency fund. Put the money in your emergency fund instead. Put the money in your emergency fund. 3 – Reduce your monthly utility bills.