Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. Make establishing an emergency fund a priority. Of course, this concept is true whether the little things are positive or negative.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

OCTOBER 7, 2014

Making an intention to be ‘better with money’ is a good one, but way too vague. It makes us think of sacrifice, giving up all the fun stuff and obsessing over every dollar we spend. And for this reason, we tend to avoid making them, or we give it a go and quickly abandon it. When making one, remember to be realistic.

Money 113

Money Goals Budgeting Budget 113

Penny Pinchin' Mom

DECEMBER 17, 2023

Emergencies constitute things like: Job loss Medical emergencies Accidents Unplanned large purchases (necessary large purchases) Natural disaster expenses You absolutely need to have this money set aside somewhere it can be easily accessed but also not within your day-to-day reach. Who has that kind of money?

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

SEPTEMBER 9, 2014

Your money stays yours, so you can make it work for you. We also went through multiple job losses, surgeries, huge car repairs, etc. It’s all about living with the choices you make, and changing what isn’t working vs. telling yourself “oh well, but I can’t do that because __.”

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 12, 2016

She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. It was time to make a change. I am much more conscientious about buying things and think twice before making a purchase.

Credit Cards 100

Credit Cards Debt Debt Free Student 100