Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. If a friend, relative or employer has offered to provide a down payment gift, initiate a conversation early on to learn how much they plan to contribute and if there’s any shortfall you’ll need to cover — and secure a gift letter from them well in advance.

Real Estate 52

Real Estate Buy Buying Credit 52

The Frugal Girl

MARCH 4, 2024

My mom cut coupons and sewed her own clothes and mine, as well. We paid an excavator (to dig the hole for the foundation), a well driller and a cabinet maker (for our kitchen and bathroom cabinets). He says we were busy building the house and our careers and it was money well spent because it freed up our time. (We

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

APRIL 4, 2024

With refinancing, you can change the loan type as well as your lender. Most refinances won’t affect your property taxes, but completing a remodel with a cash-out refinance can increase your home’s value — which could mean a higher tax bill. Your credit score will temporarily take a hit.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Everything looked great on paper. What could possibly go wrong?

Debt 130

Debt Health Insurance Insurance Budgeting 130